Insurance for Bitcoin Companies

November 21, 2016By Carl NiedbalaCyber Liability, Errors & Omissions Insurance, General Liability No Comments

The Space Bitcoin use has been exploding lately, with recent (September 2013) numbers suggesting that over 66,000 bitcoin transactions occur each day!  More and more e-commerce platforms and vendors accept Bitcoin as payment each day to the point where the market cap is currently $1.6B and only expected to grow. Needless to say, the bitcoin … Read More

Why High-Growth Businesses Need Social Engineering Insurance

October 13, 2016By Carl NiedbalaCyber Liability, Featured No Comments

  Social engineering insurance – a primer When we mention “cyber insurance” to most clients, they tend to immediately picture situations like the target or yahoo data breaches.  They picture some mystery mastermind on the dark web scheming up an elaborate plan to crack firewalls and compromise networks. While that clearly happens more than we’d all like, it’s not the … Read More

How Insurance Companies Measure Payroll (and Bill You For It)

September 21, 2016By Carl NiedbalaInsurance Pro Tips, Worker's Compensation No Comments

Payroll is payroll, right? If you’re a growing business operating in the 21st century, you’ve most likely read about or experienced the importance of separating salaried employees from 1099 workers (Independent Contractors).  If you’re less well-read on the subject, bottom line is this: at the end of the year, your workers compensation insurance carrier will “audit” … Read More

Pokemon Go, Harry Potter, & Augmented Reality Insurance Risks

August 2, 2016By Disha PatelCyber Liability, Featured, Founder Shield, General Liability, Insurance Pro Tips, News, Property Insurance, Risk Management Tips No Comments

  Are you one of the 30 million worldwide users who has downloaded Pokemon Go in the last few weeks? It’s likely, since the app has been downloaded more times in its short existence than Tinder has over the past four years. Regardless of whether you run around chasing Pokemon in your day-to-day, chances are … Read More

Product Liability, Contamination and Product Recall Insurance

July 27, 2016By Disha PatelFeatured, Founder Shield, General Liability, Insurance Pro Tips, News, Product Liability, Risk Management Tips No Comments

  Lately it seems like everything from children’s toys to food products are being recalled. Product recall is defined as “insurance coverage for the cost of getting a defective product back under the control of the manufacturer or merchandiser that would be responsible for possible bodily injury (BI) or property damage (PD) from its continued … Read More

FS101: Minimum On-Demand Delivery Insurance Requirements

July 13, 2016By Carl NiedbalaFeatured, Founder Shield, Insurance Pro Tips, Risk Management Tips No Comments

Basic risk management tips for on-demand delivery companies We work with no shortage of on-demand companies operating in the ride share, car share, or delivery space.  Think companies like Uber, Postmates, Seamless, and countless others. These startups have a very acute pain point when it comes to getting auto insurance because they need a very specific brand of auto … Read More

Business Insurance 101: HealthTech, Health Marketplaces, & Telemedicine

June 29, 2016By Disha PatelErrors & Omissions Insurance, Featured, Founder Shield, Insurance Pro Tips No Comments

So here’s what Medical Marketplaces, HealthTech and Telemedicine Companies need to know about Insurance. Healthcare is undergoing a tech revolution brought on by the new breed of venture-backed tech companies. You can now shop for your doctors with services like Zocdoc and Doctor.com which allow consumers to file through medical providers in their network based on written reviews and … Read More