How Insurance Companies Measure Payroll (and Bill You For It)

September 21, 2016By Carl NiedbalaInsurance Pro Tips, Worker's Compensation No Comments

Payroll is payroll, right? If you’re a growing business operating in the 21st century, you’ve most likely read about or experienced the importance of separating salaried employees from 1099 workers (Independent Contractors).  If you’re less well-read on the subject, bottom line is this: at the end of the year, your workers compensation insurance carrier will “audit” … Read More

The “Dos” &”Don’ts” of Buying Startup Company Insurance

September 25, 2014By Carl NiedbalaCyber Liability, Directors & Officers, Employment Practices Liability, Errors & Omissions Insurance, Featured, General Liability, Worker's Compensation No Comments

Buying startup company insurance can be a daunting task.  The insurance market is fragmented and there are no shortage of products out there.  The industry is not exactly the tech savvy either and many brokers still employ items as archaic as fax machines in their practices.  Just finding where to start can be a hassle! … Read More