Directors & Officers Insurance
Directors & Officers insurance protects the company and its management from the costs of certain lawsuits and regulatory actions. It is typically the best fit for businesses with high liabilities, those that need to attract quality executive leadership, and businesses with a board of directors.
Founder Shield Partners
Why you need D&O insurance
D&O insurance protects the company and its executives from certain claims made against them. Shareholders, competitors, investors, etc., can sue a company’s directors and officers, putting their personal assets at stake. Directors and officers (D&O) insurance protects these assets from lawsuits alleging leaders of wrongful acts managing the business.
To protect acting board members and officers
To protect acting board members and officers
If you act as an officer or board member, you have a fiduciary duty to your investors. This means they can hold you liable if they feel you breached that duty, putting your personal assets at risk.
To defend against allegations
To defend against allegations
Companies’ directors and officers are at risk for allegations such as breach of fiduciary duty, misrepresentation, and ownership disputes.
To protect your financials
To protect your financials
If you’re held liable in any of the claims listed above, your D&O policy will cover legal fees, settlements, and financial losses.
To protect acting board members and officers
To protect acting board members and officers
If you act as an officer or board member, you have a fiduciary duty to your investors. This means they can hold you liable if they feel you breached that duty, putting your personal assets at risk.
To defend against allegations
To defend against allegations
Companies’ directors and officers are at risk for allegations such as breach of fiduciary duty, misrepresentation, and ownership disputes.
To protect your financials
To protect your financials
If you’re held liable in any of the claims listed above, your D&O policy will cover legal fees, settlements, and financial losses.
Partnering with Founder Shield
We’re risk management partner for high-growth companies across emerging markets, striving to create the most seamless, intuitive, and responsive insurance-purchasing experience powered by poprietary technology and insurance products.
VC backed companies served
Ranked broker in the US
NPS Score (Industry Average = 34)
What D&O Insurance Covers
Side A
Protects solely the individual directors by paying the defense costs and settlements levied on the directors as a result of a lawsuit. Side A will only pay the individual directors when the entity is unable (i.e. insolvent) or legally not permitted to do so. Typically, individual directors will ensure that the company purchases additional Side A coverage on top of the traditional ABC coverage.
Side A Excess
Side A Excess D&O insurance is designed to provide coverage beyond the traditional D&O insurance.
Side B
Indemnifies the entity after the entity has paid the individuals named in the lawsuit.
Side C
This is entity coverage. Should the entity be named along with the individual directors in a lawsuit, this coverage protects the balance sheet of the company and will reimburse and costs/settlements incurred.
Service and Capabilities
Customized Coverage
Tailored policies to address the unique risks of the fintech sector, ensuring comprehensive protection.
Expert Guidance
Access to experts with deep knowledge of fintech risks, regulatory environments, and best practices.
Quick Coverage, Easy Access
Submit an application in under 15 minutes and manage all your policies & claims on our simple online platform.
Full Market Access
Access to a network of 200+ carriers to ensure comprehensive protection across all potential risks unique to your company.
Client Case Studies
Another broker quoted a SaaS logistics platform their Directors & Officers insurance at $50,000. We quoted and saved them 42% via our in house MGA, landing on a budget-friendly $35,000 premium
An NFT developer came to us from a different startup-focused broker, asking for a D&O and E&O/Cyber quote. We delivered them a 40% total savings.
When a blockchain infrastructure company needed a D&O limit increase, we provided coverage for a similar amount at a $2M limit as another broker could at only $1M.
Enhancements Available
Additional Dedicated Individual Limit
Expanded Dropdown Coverage
Whistleblower Coverage
Broader Fines and Penalties Coverage
Extradition Costs
Employed Lawyer Professional Liability Extension
Schedule Time with a D&O Expert
Risk Calibration
Let’s figure out if you’re under- or over-insured and whether your current policies have detrimental gaps.
Identify Cost Savings
We’ll compare your current coverage costs against industry standards to help optimize premiums and reduce unnecessary expenses.
Risk Roadmap
Receive a tailored risk management plan to address specific liabilities, keeping your company protected as it grows,
Engineer your risk management strategy
