Answered By
Jonathan Selby - Founder Shield
Technology Practice Lead

With his years as a Long Island Broker, Jonathan blends the “old school” with fresh, tech-powered ideas. His commitment to turning over one more stone reassures us that we can pursue the perfect insurance fit for our clients, regardless of their challenges in the Digital World. The sky is the limit when humans and tech collaborate responsibly.

How Do We Purchase “A La Carte” Commercial Insurance?

Asked by: Anna L.

Jonathan Selby - Founder Shield
Jonathan Selby

Our insurance packages are thoughtfully designed to complement the risk profiles of startups at various stages of their funding and life cycle, but we understand that every business has unique needs. That's why we've developed a fully customizable approach to commercial insurance procurement.

When building your insurance program, we can help you select individual coverages based on:

– Your company's specific operational risks
– Industry-specific exposures
– Current growth stage
– Regulatory requirements
– Contractual obligations
– Budget considerations

While our pre-designed packages provide excellent starting points that address common risks for businesses at similar stages (pre-seed, seed, Series A, and beyond), you have complete flexibility to modify these packages. This might include:

– Adjusting coverage limits up or down
– Adding specialized endorsements
– Including or removing specific coverage types
– Customizing deductible levels
– Incorporating industry-specific coverage enhancements

Our experienced team will work with you to analyze your risk profile and help build a program that provides optimal protection while remaining cost-effective. We can also help prioritize coverage types if budget constraints require a phased approach to implementing a comprehensive insurance program. As your business evolves, we'll continue to refine and adjust your coverage to match your changing needs.

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