Coverage

No matter what your company needs, we’ve got you covered.

Core Coverage

These coverages form the foundation of any risk management program

Crime Insurance

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Whether employees steal from you, a thief robs your armored car, or you receive a forged check or fraudulent wire transaction, money theft happens in many ways. Crime insurance guards your company against damages from these particular crimes.

Cyber Liability

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Cyber insurance protects companies from third-party lawsuits relating to electric activities (i.e., phishing scams). Plus, it offers many recovery benefits, supporting data restoration and reimbursement for income lost and payroll spent.

Directors & Officers

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Shareholders, competitors, investors, etc., can sue a company’s directors and officers, putting their personal assets at stake. Directors and officers (D&O) insurance protects these assets from lawsuits alleging leaders of wrongful acts managing the business.

Employment Practices Liability

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Any company with employees faces the risks of allegations, such as discrimination, wrongful termination, breach of contract, etc. This coverage protects companies against lawsuits related to employment practices.

Errors & Omissions

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Professional liability, also known as errors and omission (E&O) insurance, covers companies in third-party or client lawsuits claiming substandard work or service. Work errors or oversights, missed deadlines, budget overruns, etc., often result in costly cases — but E&O insurance responds to these mishaps.

General Liability

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General liability offers broad protection against some of the most fundamental risks companies face. Known as “slip-and-fall” or “all-risk” insurance, this policy covers personal or property damage and bodily injury occurring on the business premises.

Fiduciary Liability

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When a company sponsors an employee benefits plan, it accepts fiduciary responsibility to its employees. This coverage protects from legal liability should a benefit plan administrator practice improper plan care.

Property Insurance

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Whether it’s a devastating fire, natural disaster, or burglary, property insurance responds. This policy reimburses companies for direct property losses, supporting recovery and momentum.

Workers Compensation

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When employees sustain work-related injuries, employers are typically responsible for their medical costs and lost wages. This policy covers these expenses, protecting employees while simultaneously keeping companies running smoothly.

Crime Insurance

Whether employees steal from you, a thief robs your armored car, or you receive a forged check or fraudulent wire transaction, money theft happens in many ways. Crime insurance guards your company against damages from these particular crimes.

Learn More

Cyber Liability

Cyber insurance protects companies from third-party lawsuits relating to electric activities (i.e., phishing scams). Plus, it offers many recovery benefits, supporting data restoration and reimbursement for income lost and payroll spent.

Learn More

Directors & Officers

Shareholders, competitors, investors, etc., can sue a company’s directors and officers, putting their personal assets at stake. Directors and officers (D&O) insurance protects these assets from lawsuits alleging leaders of wrongful acts managing the business.

Learn More

Employment Practices Liability

Any company with employees faces the risks of allegations, such as discrimination, wrongful termination, breach of contract, etc. This coverage protects companies against lawsuits related to employment practices.

Learn More

Errors & Omissions

Professional liability, also known as errors and omission (E&O) insurance, covers companies in third-party or client lawsuits claiming substandard work or service. Work errors or oversights, missed deadlines, budget overruns, etc., often result in costly cases — but E&O insurance responds to these mishaps.

Learn More

General Liability

General liability offers broad protection against some of the most fundamental risks companies face. Known as “slip-and-fall” or “all-risk” insurance, this policy covers personal or property damage and bodily injury occurring on the business premises.

Learn More

Fiduciary Liability

When a company sponsors an employee benefits plan, it accepts fiduciary responsibility to its employees. This coverage protects from legal liability should a benefit plan administrator practice improper plan care.

Learn More

Property Insurance

Whether it’s a devastating fire, natural disaster, or burglary, property insurance responds. This policy reimburses companies for direct property losses, supporting recovery and momentum.

Learn More

Workers Compensation

When employees sustain work-related injuries, employers are typically responsible for their medical costs and lost wages. This policy covers these expenses, protecting employees while simultaneously keeping companies running smoothly.

Learn More

Specialized Coverage

We offer a range of specialized coverages to suit your specific risk management needs

Hired & Non-Owned Auto

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Delivery drivers and couriers often use their vehicles to drop products off to customers. This coverage protects against damages sustained by employees when they use personal vehicles for business purposes.

ERISA Fidelity Bond

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Unlike insurance, an ERISA Fidelity Bond responds to fraud and reimburses an employee benefit plan for lost funds. Companies that sponsor retirement plans accept specific fiduciary duties and bonds help them maintain that integrity.

Intellectual Property

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Companies are often accused of infringement or face being infringed upon, putting their budget and intellectual property at risk. This policy covers legal fees and offers enforcement coverage, no matter how grounded or not the claim is.

Product Liability

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Companies offering tangible products or services risk third-party lawsuits claiming bodily injury or property damage. Consider McDonald’s notorious “Hot Coffee” case in the 1990s, for example. No matter if the claims are grounded or not, this policy covers defense fees and settlements.

Representations and Warranties

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Mergers and acquisitions are on the rise; however, so is post-acquisition litigation. Companies involved in this venture face a multitude of backlash if the deal goes awry. This policy protects companies against the growing risk of costly litigation after a merger or acquisition.

Transit & Transportation

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Logistic companies move goods by the ocean, air, and land, facing the risk of damaged goods, theft, and other liabilities. This policy protects from business property loss or damage when it’s in transit or stored offsite.

Umbrella Insurance

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An umbrella policy is an excess policy supplementing other coverages, such as general liability, auto, employer’s liability, to name a few. Companies can extend other vital “underlying” policies by using this overarching coverage to increase their limits of liability.

Virtual Care & Telemedicine

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The demand for tech-enabled healthcare grows each day, opening the door for massive risk in this field. This coverage protects these companies against various legal liabilities.

Hired & Non-Owned Auto

Delivery drivers and couriers often use their vehicles to drop products off to customers. This coverage protects against damages sustained by employees when they use personal vehicles for business purposes.

Learn More

ERISA Fidelity Bond

Unlike insurance, an ERISA Fidelity Bond responds to fraud and reimburses an employee benefit plan for lost funds. Companies that sponsor retirement plans accept specific fiduciary duties and bonds help them maintain that integrity.

Learn More

Intellectual Property

Companies are often accused of infringement or face being infringed upon, putting their budget and intellectual property at risk. This policy covers legal fees and offers enforcement coverage, no matter how grounded or not the claim is.

Learn More

Product Liability

Companies offering tangible products or services risk third-party lawsuits claiming bodily injury or property damage. Consider McDonald’s notorious “Hot Coffee” case in the 1990s, for example. No matter if the claims are grounded or not, this policy covers defense fees and settlements.

Learn More

Representations and Warranties

Mergers and acquisitions are on the rise; however, so is post-acquisition litigation. Companies involved in this venture face a multitude of backlash if the deal goes awry. This policy protects companies against the growing risk of costly litigation after a merger or acquisition.

Learn More

Transit & Transportation

Logistic companies move goods by the ocean, air, and land, facing the risk of damaged goods, theft, and other liabilities. This policy protects from business property loss or damage when it’s in transit or stored offsite.

Learn More

Umbrella Insurance

An umbrella policy is an excess policy supplementing other coverages, such as general liability, auto, employer’s liability, to name a few. Companies can extend other vital “underlying” policies by using this overarching coverage to increase their limits of liability.

Learn More

Virtual Care & Telemedicine

The demand for tech-enabled healthcare grows each day, opening the door for massive risk in this field. This coverage protects these companies against various legal liabilities.

Learn More