Insurance FAQs

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What Does a Business Travel Accident Policy Intend To Cover?
Adam Hide

A Business Travel Accident (BTA) policy provides comprehensive coverage for employees on business trips, including accidental death, medical expenses, emergency evacuation, repatriation of remains, travel…

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What Drives D&O Insurance Costs?
Jonathan Selby - Founder Shield

Here are some key factors affecting D&O insurance costs: • Company size and financial health: Larger, less stable companies face higher premiums. • Industry: High-risk…

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Even if a Company Has Not Raised Money From Investors, Why Would It Be a Good Idea for Them To Carry D&O Insurance?
Justin-Kozak, Vice President

Carrying Directors and Officers (D&O) insurance can be a prudent decision for companies, even if they have not raised money from investors, for a multitude…

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Who Would Be the Trustees For A 401k Plan?
Kyle Jeziorski - Founder Shield

The trustees of a 401(k) plan are individuals or entities appointed to oversee the management of the plan's assets. They hold a fiduciary responsibility to…

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Categories

Insurance terms can be complicated, learn directly from expert answers from your frequently asked insurance questions

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Cyber
Protects a business against financial losses and legal liabilities resulting from data breaches, cyberattacks, and other cyber security incidents.
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Directors & Officers
Covers directors and officers of a company in case of lawsuits related to their actions or decisions.
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Employment Practices Liability
Covers an employer against claims related to employment practices, such as discrimination, harassment, or wrongful termination.
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Errors & Omissions
Also known as professional liability, this policy protects professionals from claims arising from errors or omissions in their work.
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General FAQs
Your general insurance questions not specific to any particular coverage.
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General Liability
Protects a business from claims of bodily injury, property damage, or personal injury caused by its operations.
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Intellectual Property
Covers a business's intangible assets, such as patents, copyrights, and trademarks, from infringement or misuse.
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Product Liability
Protects businesses from legal claims arising from defective products that result in injuries or damages.
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Property Insurance
Protects a business’s physical property, such as buildings, equipment, and inventory, against loss or damage.
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Workers Comp
Provides benefits to employees injured on the job, including medical expenses, lost wages, and rehabilitation.