Terms starting with R
Revenue Sharing Note may refer to a financial instrument typically used by companies to raise capital, where investors are promised a proportion of the company's revenue as a return on...
Revenue Based Financing (RBF), as a definition, refers to a financial model in which investors provide capital to a business in exchange for a percentage of the company's ongoing gross...
Refinancing refers to the process of replacing an existing debt obligation with another debt obligation under different terms. The primary goal of refinancing is to obtain a lower interest rate,...
Recurring Revenue Lending, in the context of financial services, may refer to a type of financing specifically designed for businesses that have predictable and stable revenue streams on a recurring...
Recapitalization is a financial strategy whereby a company restructures its debt and equity mixture, typically with the aim of making its capital structure more stable or optimal. The definition of...
Receivable Financing may refer to a financial arrangement where businesses use their accounts receivable (invoices) as collateral to secure financing. This type of funding allows companies to receive early payment...
ROI Formula, or Return on Investment Formula, is a key financial metric used to evaluate the efficiency of an investment or compare the efficiency of a number of different investments....
Regulatory compliance refers to the adherence of a business or organization to laws, regulations, guidelines, and specifications relevant to its operations. This term may refer to the processes and practices...
The right of publicity is a legal concept that protects individuals' control over the commercial use of their name, image, likeness, or other aspects of their identity. The definition of...
Reputation management is a critical aspect of modern business strategy that focuses on shaping and influencing public perception of an individual, organization, or brand. The definition of reputation management encompasses...
Risk Retention Group may refer to a state-chartered insurance company that allows members who engage in similar or related business activities to retain and manage risks by pooling their resources....
Residual Business Risk refers to the exposure to uncertainty that remains after all known risks have been accounted for, mitigated, or hedged. This type of risk is inherent in the...
Regulatory Compliance Liability refers to the legal obligations and potential legal consequences faced by businesses and organizations when they fail to adhere to laws, regulations, and standards applicable to their...
Ransomware Protection is a critical component in cybersecurity, designed to prevent ransomware attacks, which involve malicious software that encrypts a user's files or locks them out of their device, demanding...
Remediation Workflows refer to structured processes and sets of actions designed to address and resolve vulnerabilities, compliance issues, or any identified problems within an organization's IT environment, operations, or security...
Risk Assessment, at its core, is a systematic process used to identify, analyze, and evaluate the potential risks that could negatively impact an organization's capital and earnings. The definition of...
Reasonable Prospects of Success may refer to a concept in insurance that is used to determine whether or not a claim is worth pursuing. This concept is used to determine...
Risk Retention may refer to a risk management strategy that involves a party assuming the responsibility for a certain level of risk or losses. This term may also refer to...
Risk Transfer, in a broad sense, may refer to the process of shifting risk from one party to another. Risk transfer is a mechanism used to allocate the risk of...
The Reasonable Expectations Doctrine, also known as the Reasonable Expectation Doctrine, may refer to a legal principle that is used in insurance law. It is based on the notion that...
Regulatory Proceedings may refer to legal, administrative, or disciplinary proceedings conducted by a regulatory body, such as a government agency, to enforce laws, regulations, and standards for an industry or...
In the realm of insurance and employee compensation, the term "Required Benefits" may refer to a set of essential services, treatments, or coverage that an insurance provider or employer must...
Retention may refer to a variety of insurance-related concepts, but in the context of Directors & Officers (D&O) insurance, it simply means the amount of risk that the policyholder agrees...
Within the realm of Directors and Officers (D&O) insurance, the term "rescindable" plays a pivotal role in determining the stability and reliability of coverage for policyholders. When a D&O policy...
Reputational Harm may refer to any type of damage that negatively affects the reputation or image of an individual, business, or organization. It is a form of intangible damage caused...
The term "Indemnification" may refer to the legal protection of a person or organization against claims or losses that arise as a result of the actions of another. In the...
In insurance, the word retention is always related to how a company handles its business risk. When you ‘retain’ risk, it usually means you’re not insuring it. The common alternative...
Retention insurance, in the realm of commercial insurance, refers to a risk management strategy where a business assumes a predetermined level of risk by self-insuring a portion of potential losses...
Redlining insurance, in the realm of commercial insurance, refers to the practice of unfairly denying or limiting insurance coverage based on geographic location, typically due to discriminatory factors such as...
Reservation of rights, in the realm of commercial insurance, refers to a legal notice provided by an insurance company to an insured party when there is uncertainty or potential coverage...
Retroactive insurance is a type of insurance policy that provides coverage for incidents that occurred before the policy's inception date. It offers protection for liabilities that may have occurred in...
Retroactive date, in insurance terminology, is the specific date mentioned in an insurance policy that marks the beginning of the coverage period for the policy. A retroactive date is often...
Rebating, in the realm of commercial insurance, refers to the practice of offering an individual or entity a financial incentive, such as a rebate or refund, in exchange for purchasing...
A risk purchasing group is a group of individuals or businesses with similar risk profiles who come together to purchase liability insurance coverage. These groups are formed under the federal...
Riggers liability insurance is a type of insurance policy that provides coverage for professionals who are involved in the moving and lifting of heavy equipment, machinery, or other materials. The...
Risk sharing, a fundamental concept in insurance and risk management, refers to the practice of distributing or transferring the financial impact of potential losses among various parties. The definition of...
A renewal policy, a crucial aspect of insurance management, refers to the continuation of an existing insurance policy for a subsequent policy term. The definition of a renewal policy encompasses...
Return premium, a term commonly used in the insurance industry, refers to the amount of money refunded to a policyholder when certain conditions result in the policyholder overpaying for insurance...
Retrocession, a specialized practice within the reinsurance industry, involves the transfer of risk from one reinsurer to another. The definition of retrocession encompasses the process where a reinsurer, seeking to...
Reinstatement insurance refers to restoring a policy or coverage that has lapsed or been canceled, often by paying a reinstatement fee or making up missed payments. The purpose of reinstatement...
Risk reduction refers to identifying and implementing measures to reduce the chances of damage from a particular activity or situation. This can involve identifying potential hazards, implementing safety measures, and...
A rated policy is a term that may refer to an insurance policy in which the premium is based on the insured party's actual risk profile. This type of policy...