All-Risk Coverage

All-risk coverage is another name for general liability insurance. It’s a policy that covers a wide range of risks, except for those expressly excluded within the policy. All-risk coverage provides comprehensive protection against various threats, giving commercial policyholders greater peace of mind knowing they are covered for many types of loss or damage. This policy is typically required for businesses because it covers companies against basic business risks, from “slip-and-fall” situations to personal or property damage to bodily injury occurring on the business premises.