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Financial

Intelligible terms used in finance and accounting.

Terms

Contingent Liability

Contingent liability, a term frequently encountered in insurance and financial contexts, refers to a potential financial obligation that may arise from future events or conditions that are uncertain or not...

Dividend Options

Dividend options, a term frequently used in the context of insurance, particularly in relation to participating life insurance policies, refer to the various choices available to policyholders for receiving and...

Return Premium

Return premium, a term commonly used in the insurance industry, refers to the amount of money refunded to a policyholder when certain conditions result in the policyholder overpaying for insurance...

Blackout Period

A blackout period in finance is when a company prohibits its insiders from trading in its securities or exercising stock options. This restriction applies to employees, directors, officers, and other...

Gap Financing

Gap financing is a term that may refer to a type of loan or credit line to cover the difference between the amount of an existing loan and the total...

Financial Institution Bond

A financial institution bond protects financial institutions, like banks and credit unions, from financial losses due to fraudulent or dishonest acts committed by employees or other insiders. These losses include...

Private Equity

Private equity may refer to investments that are not publicly traded on a stock exchange. Private equity is a form of capital that private investors or firms provide to companies...