Financial

S1 Filing may refer to the filing of a Form S-1 with the U.S. Securities and Exchange Commission (SEC). Form S-1 is a registration statement used by companies that are...

Mergers and Acquisitions may refer to the consolidation of companies or assets through various types of financial transactions. A merger is a combination of two or more companies into a...

Insolvency is a term which may refer to the state of being unable to pay one’s debts when they are due. It is the opposite of solvency, which is the...

An Irrevocable Letter of Credit (or ILOC) is a financial instrument that may refer to a written promise from a bank to pay a seller a certain amount of money...

Social Inflation is a term that may refer to the rising cost of insurance claims due to increased litigation, jury awards, and settlements. It is a phenomenon that has been...

Coinsurance is a term that may refer to several forms of shared risk between an insurer and an insured. In general, coinsurance is a type of insurance coverage where two...

Investment Vehicles may refer to any assets, instruments, or products that are used to generate income or increase wealth. This term can include a wide range of options such as...

Premium, in the context of insurance, refers to the amount of money that an individual or a business must pay for an insurance policy. The definition of 'premium' in insurance...

Overriding Commission is a term that may refer to a commission on sales, or a commission on the sales of another agent or broker. In insurance, it is a commission...

ERISA Fidelity Bond, also known as an Employee Retirement Income Security Act Fidelity Bond, may refer to a type of insurance that covers losses caused by dishonest acts of the...

In the intricate landscape of financial crimes and insurance, the term "Embezzlement" may refer to the act of dishonestly withholding or misappropriating funds or assets that have been entrusted to...

A Fidelity Bond is a type of insurance that protects an organization from losses due to fraudulent or dishonest acts by employees. It is also known as an employee dishonesty...

At the forefront of the evolving financial landscape, the term "Crypto Lending" may refer to the practice of borrowing or lending digital assets, often facilitated by blockchain technology or cryptocurrency...

Venture Capital may refer to a form of equity financing provided by private investors or venture capital firms to startup companies and small businesses that are deemed to have high...

A Pitch Deck is a presentation typically used by entrepreneurs to present their business idea to potential investors. It may refer to an organized collection of slides that present a...

In the contemporary lexicon of finance and startups, the term "Unicorn" may refer to a privately-held startup company that achieves a valuation of over $1 billion. The definition and meaning...

Loss Payee is a term used in the insurance industry that may refer to an individual or organization that is named in an insurance policy as the recipient of a...

At the outset of discussing insurance terminology, the term "Loss Payable Endorsement" may refer to a specific addition or modification made to an insurance policy that designates another party as...

Financial restatement is a process by which a company or organization revises its financial statements that have been previously issued. This process may be the result of either an error...

Deferred acquisition cost (DAC) is the upfront expenses incurred by an insurance company during the acquisition of new insurance business. These costs include commissions, fees, and other administrative expenses associated...

A guaranty agreement, in the realm of commercial insurance, refers to a legally binding contract where one party, known as the guarantor, promises to be responsible for the obligations or...

Contingent liability, a term frequently encountered in insurance and financial contexts, refers to a potential financial obligation that may arise from future events or conditions that are uncertain or not...

Dividend options, a term frequently used in the context of insurance, particularly in relation to participating life insurance policies, refer to the various choices available to policyholders for receiving and...

Return premium, a term commonly used in the insurance industry, refers to the amount of money refunded to a policyholder when certain conditions result in the policyholder overpaying for insurance...

A blackout period in finance is when a company prohibits its insiders from trading in its securities or exercising stock options. This restriction applies to employees, directors, officers, and other...

Gap financing is a term that may refer to a type of loan or credit line to cover the difference between the amount of an existing loan and the total...

A financial institution bond protects financial institutions, like banks and credit unions, from financial losses due to fraudulent or dishonest acts committed by employees or other insiders. These losses include...

Private equity may refer to investments that are not publicly traded on a stock exchange. Private equity is a form of capital that private investors or firms provide to companies...