Bobtail Liability

Bobtail Liability insurance coverage is typically offered as an add-on to a trucking company’s insurance policy, and it covers the cost of bodily injury and property damage resulting from an accident or a truck’s operation without a trailer attached. In many cases, it also covers the cost of repairs and medical bills for the driver and any passengers in the truck.

The main purpose of Bobtail Liability insurance is to protect truck drivers and trucking companies from the financial losses associated with an accident or other incident when the truck is without a trailer. The coverage also helps protect against damage to other vehicles and property, as well as medical bills resulting from the accident.

It is important to note that Bobtail Liability coverage does not cover the cost of repairs to the truck itself. The coverage only applies to damages to other vehicles, property, and people and covers the cost of medical bills for the driver and passengers.

In summary, Bobtail Liability is a type of insurance coverage that may refer to the liability of a truck driver when they are not in possession of a trailer. This coverage helps protect truck drivers and trucking companies from the financial losses associated with an accident or other incident when the truck is without a trailer, and it covers the cost of bodily injury and property damage, as well as medical bills resulting from the accident.