A declaration of insurance is a document that outlines the key terms and conditions of an insurance policy, including who is insured and coverage type. Also known as the "declaration page" or "DEC" page, it typically contains more in-depth information than a certificate of insurance.
The declaration of insurance includes information about the coverage limits, deductibles, premiums, and other essential details related to the insurance policy. This document ensures coverage clarity, meets legal requirements, and facilitates claims processing. For example, an insured will often reference the declaration of insurance when filing an insurance claim.
