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Naturally Occurring Substances

What are Naturally Occurring Substances?

Naturally Occurring Substances may refer to substances that are found in nature, such as minerals, metals, plants, and animals. These substances are not artificially created or synthetically produced and can be found naturally in the environment.


Naturally Occurring Substances in More Detail

Naturally Occurring Substances can also refer to substances that occur naturally in the environment, such as water, air, soil, or the natural components of the atmosphere. These substances are not created by humans and are not controlled by humans.

In the insurance industry, Naturally Occurring Substances typically refers to substances that are created or released naturally, such as rain, snow, hail, and other forms of precipitation; mud or dust storms; volcanic eruptions; and seismic activity. These events can cause property damage and may require coverage for losses.

In general, Naturally Occurring Substances are substances that are not created or controlled by humans, and are found naturally in the environment. These substances can be a source of potential damage or harm to property and individuals, and may be covered under an insurance policy. Understanding the definition and meaning of Naturally Occurring Substances can help individuals determine the best type of insurance coverage for their needs.

Justin Kozak

Justin Kozak

Life Sciences Practice Lead


Justin has been involved in risk management for over a decade with Hub International, PBC, and Founder Shield. As EVP, he supports all new clients and partners joining the Founder Shield Network. Justin thrives in building bespoke insurance programs for…

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