Terms starting with D
Debt Financing refers to a method used by companies and governments to raise capital through borrowing. This financial strategy involves issuing debt instruments, such as bonds, bills, or notes, or...
The Debt-to-Equity Ratio is a financial metric used to measure the relative proportion of shareholders' equity and debt used to finance a company's assets. This ratio is crucial in evaluating...
Disclosure Schedule may refer to a comprehensive document attached to an agreement, particularly in the context of mergers and acquisitions, that provides detailed information intended to disclose legally significant aspects...
Discounted Cash Flow (DCF), in the context of financial and insurance terminology, is a valuation method used to estimate the value of an investment based on its expected future cash...
Dilutive Financing refers to any type of capital acquisition by a company where the issuance of new securities has the potential to reduce existing shareholders' ownership percentage. This type of...
Due Diligence is a term widely used across various industries, including insurance, finance, and law, to describe the careful, thorough investigation or audit of a potential investment, business decision, or...
Dividend in the context of insurance, specifically refers to a refund or return on premiums paid by the policyholder. In insurance, dividends are not guaranteed and depend on the company's...
Down Round refers to a scenario in the funding of a company where the shares are sold at a lower valuation compared to the previous financing round. This term is...
Default (Financial) refers to the failure of a debtor to meet the legal obligations of a loan, typically when they fail to make the required payments to their creditors. The...
Data Loss and Recovery Insurance: This type of insurance provides coverage for businesses against the loss of data caused by various factors such as cyber-attacks, hardware failure, human error, or...
Data Storage Liability may refer to the responsibility and potential legal obligations that organizations face when managing and safeguarding data stored electronically. This aspect of liability concerns the risks associated...
Defamation and Libel refer to specific legal claims that arise when one party communicates false information about another, damaging their reputation. The terms are often used interchangeably, but they have...
Design rights infringement is a violation of the legal protection granted to the visual appearance of a product or part of a product. The definition of design rights infringement encompasses...
A domain name dispute is a conflict that arises over the registration, ownership, or use of a specific internet domain name. The definition of a domain name dispute encompasses various...
Digital Rights Management (DRM) violation is the unauthorized circumvention, removal, or bypassing of technological measures designed to control access to and use of digital content. The definition of DRM violation...
Data Privacy Liability, in the context of commercial insurance, refers to the legal obligations and potential liabilities that organizations face regarding the handling of personal information. The definition of Data...
Digital Asset Protection refers to the strategies and solutions implemented to safeguard digital assets against unauthorized access, theft, or damage. Digital assets include data such as documents, intellectual property, multimedia...
Contractual liability is a fundamental concept in insurance and business law that refers to the legal obligation or responsibility assumed by one party through a contract or agreement. The definition...
Database rights infringement is a violation of the legal protections afforded to creators or owners of databases for their investment in obtaining, verifying, or presenting database contents. The definition of...
Deductible Options refer to the choices available to an insurance policyholder regarding the amount of money they agree to pay out of pocket before the insurance company starts to cover...
DRP Cyber Security, short for Disaster Recovery Planning in Cyber Security, refers to the strategic approach and set of procedures designed to prepare for, respond to, and recover from cyber...
Data Sprawl refers to the rapid and often uncontrolled spread and accumulation of data across an organization due to the proliferation of devices, storage technologies, and the widespread adoption of...
DLP Requirements, short for Data Loss Prevention Requirements, encompass the specific criteria and protocols an organization must adhere to in order to safeguard sensitive data from unauthorized access, use, disclosure,...
Data Breach Coverage is a specific type of insurance designed to protect businesses from the financial consequences associated with the unauthorized access, use, or release of sensitive or confidential data....
Dispute Resolution is a critical concept in the insurance sector, referring to the various methods employed to resolve disagreements between parties, typically between the insurer and the insured, or among...
Dental Indemnity Plan may refer to a type of insurance plan that provides coverage for dental services. In a dental indemnity plan, the insurance company pays the dentist directly for...
Digital Data Recovery, also referred to as digital forensics, is the process of recovering data from computer systems, storage media, and other digital devices. The main purpose of this process...
Digital Data Recovery is the process of salvaging inaccessible, lost, corrupt, damaged, or formatted data from secondary storage, removable media or files, when the data stored cannot be accessed in...
DDoS Prevent may refer to a range of measures taken to protect a computer system from the effects of a Distributed Denial of Service (DDoS) attack. A DDoS attack is...
Data Breach is a term that may refer to the intentional or unintentional release of secure or private/confidential information to an untrusted environment. A data breach is a security incident...
D&O Tail Insurance, also known as Extended Reporting Period, is a type of insurance coverage that may refer to a form of Directors and Officers (D&O) liability protection. It provides...
Defense Costs, as it applies to Directors and Officers (D&O) insurance, may refer to the expenses incurred by an insured (e.g. a director or officer of a company) in order...
A Deductible is a term that may refer to the amount of money a policyholder must pay out of pocket before their insurance coverage kicks in. The deductible is an...
Drop Down Coverage is a type of insurance policy that provides protection for directors and officers of an organization in the event of a negligent act or omission. The coverage...
The discovery rule, in the realm of commercial insurance, refers to a legal principle that determines the timeframe within which an insured party must discover and report an occurrence or...
Deferred acquisition cost (DAC) is the upfront expenses incurred by an insurance company during the acquisition of new insurance business. These costs include commissions, fees, and other administrative expenses associated...
Defamation, in the context of commercial insurance, refers to the act of making false statements or spreading damaging information about a person or entity that harms their reputation. It is...
A domestic insurer is a type of insurance company that is licensed and operates within a specific state. The term refers to an insurance company that is domiciled in the...
Damage to premises rented to you is a type of insurance coverage included in commercial general liability insurance. The term refers to liability protection for damage to a rented commercial...
Dividend options, a term frequently used in the context of insurance, particularly in relation to participating life insurance policies, refer to the various choices available to policyholders for receiving and...
A declaration of insurance is a document that outlines the key terms and conditions of an insurance policy, including who is insured and coverage type. Also known as the "declaration...