Means and methods of construction refer to the techniques, procedures, and materials used during the construction process. In the insurance industry, means and methods of construction are important because they can affect the risk associated with a construction project. Insurance policies may specify which means and methods of construction are acceptable under the terms of the policy. For example, some policies may require that fire-resistant materials be used in certain parts of a building. Contractors, builders, and project owners should understand the requirements related to means and methods of construction in their insurance policies to ensure that they are properly covered in the event of a loss.
