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  2. Insurance Terms Starting With N


What is Negligence?

Negligence is a term that may refer to an act or omission in which a person has failed to exercise the proper degree of care expected of a reasonable person in a particular situation. It is a form of civil wrong or a tort for which the person can be held legally liable. Negligence is a failure to exercise the care that is necessary to prevent harm to oneself or to others. In legal terms, negligence is a breach of a legal duty to take care which results in damage or injury to another.

Negligence in More Detail

The definition of negligence is based on the concept that individuals are expected to act in a reasonable manner and to take precautions against foreseeable risks of harm to others. Negligence is usually judged according to an objective standard of care which is based on what a reasonable person would do in the same or similar circumstances. In other words, it is the failure to do something which a reasonable person would do, or the doing of something which a reasonable person would not do.

Negligence can take many forms, including failure to take preventive measures or failure to follow instructions. It can also involve an act or omission which is careless or reckless. In some cases, it can even be intentional. The consequences of negligence can range from minor injuries or property damage to serious physical harm, financial losses, or even death.

Negligence is an important concept in tort law and is the basis for many personal injury claims. Negligence may also be a factor in criminal cases, particularly in cases involving the reckless endangerment of another person. The legal concept of negligence helps to ensure that individuals are held accountable for their actions or omissions, and it is an important part of the legal system.