Blockchain
Cannabis
Cryptocurrency
Influencers
Micromobility
On-Demand & Shared Economy
On-Demand Delivery
Robotics
SPACs
Web3
AI
E-Commerce
Education Technology
Esports
Fintech
MSPs
SaaS
Startups
Technology
Life Science Risk Management
Biotech
Dietary Supplement & Nutraceutical
FamTech & BabyTech
HealthTech
Pharmaceutical
Virtual Care, TeleHealth, & Telemedicine
Financial Services
Professional Services
Media & Advertising
info@foundershield.com 
114 E 25th St, New York, NY 10010 
646.854.1058 
D&O Insurance
Directors & Officers insurance protects the company and its management from the costs of certain lawsuits and regulatory actions. It is typically the best fit for businesses with high liabilities, those that need to attract quality executive leadership, and businesses with a board of directors.
What is D&O Insurance
D&O insurance protects the company and its executives from certain claims made against them. Shareholders, competitors, investors, etc., can sue a company’s directors and officers, putting their personal assets at stake. Directors and officers (D&O) insurance protects these assets from lawsuits alleging leaders of wrongful acts managing the business.
Why you need D&O insurance
To protect acting board members and officers
If you’re acting as an officer or board member, you have a fiduciary duty to your investors. This means they can hold you liable if they feel you breached that duty, putting your personal assets as risk.
To defend against allegations
Companies’ directors and officers are at risk for allegations such as breach of fiduciary duty, misrepresentation, and ownership disputes.
To protect your financials
If you’re held liable in any of the claims listed above, your D&O policy will cover legal fees, settlements, and financial losses.
What D&O Insurance Covers
Side A
Protects solely the individual directors by paying the defense costs and settlements levied on the directors as a result of a lawsuit. Side A will only pay the individual directors when the entity is unable (i.e. insolvent) or legally not permitted to do so. Typically, individual directors will ensure that the company purchases additional Side A coverage on top of the traditional ABC coverage.
Side B
Indemnifies the entity after the entity has paid the individuals named in the lawsuit.
Side C
This is entity coverage. Should the entity be named along with the individual directors in a lawsuit, this coverage protects the balance sheet of the company and will reimburse and costs/settlements incurred.
Client Case Studies
SaaS Logistics Platform
Another broker quoted a SaaS logistics platform their Directors & Officers insurance at $50,000. We quoted and saved them 42% via Scale Underwriting, landing on a budget-friendly $35,000 premium.
NFT Developer
An NFT developer came to us from a different startup-focused broker, asking for a D&O and E&O/Cyber quote. We delivered them a 40% total savings.
Blockchain
When a blockchain infrastructure company needed a D&O limit increase, we provided coverage for a similar amount at a $2M limit as another broker could at only $1M.
Enhancements Available
Every company faces unique risks, so we’ve structured your policy to fill the gaps in coverage with numerous market-leading enhancements:
Partnering with Founder Shield
We’re a risk management partner for high-growth companies across emerging markets, striving to create the most seamless, intuitive, and responsive insurance-purchasing experience powered by proprietary technology and insurance products.
Trusted by Venture
10,000+
VC-backed companies served$33BN
Total Funding Raised by Clients70
NPS Score (Industry Average = 34)
Don’t just take our
word for it
With a Net Promoter Score of 60+, Founder Shield is one of the highest rated insurance companies in the market
Service and Capabilities
We custom-build insurance packages tailored to your industry, operational model, and fundraising activity that scale as you continue to grow and raise capital.
In-house claims advocacy team of lawyers to ensure optimal outcomes when your insurance package is needed most: claims situations.
We utilize our technology platform to streamline the application & renewal process and automate all back-end document generation and carrier API connectivity to balance the customer experience with maximum quoting reach.
We have access to over 200 markets including the top global insurance carries and specialty providers serving niche risks.
New Customer Testimonials
“Working with Foundershield makes managing insurance fun! The team is super hands-on, incredibly customer-centric and always a delight to work with. Additionally, their platform makes the renewal process super efficient and seamless. The team feels like an extension of our own, always keeping an eye out for our company’s best interests. I can’t recommend them enough.”
“We have a very weird business and couldn’t find anyone to provide us with insurance. I spent 5 months searching for insurance. Founder Shield was literally the only broker that would help me. As a founder, I need people who can take ownership and solve problems and Founder Shield knocked it out of the park.”
“We are a startup in Silicon Valley. I searched many insurance companies, couldn’t find a policy that meets our needs. Fortunately I found Founder Shield, its products are exactly tailored to the needs of a startup. Founder Shield’s online application system is very easy to use, its customer representatives are very professional, responsive, and act fast. I will definitely recommend to my friends who involve startups.”
“Founder Shield helped us through the process of determining what insurance policies we need and how much coverage we need. As a bootstrapped startup, that sort of expertise was invaluable. They demystified the insurance buying process.”
“If you’re a new startup and need or want insurance, there is no better option. I must have called almost EVERY traditional insurance company and insurance broker before someone told me about Founder Shield. They understand novel/creative new business models and were the only company that “got it”. In addition, they were able to help get something in place quickly, to address a time sensitive opportunity.”
“I think Founder Shield is great! They are always willing to go the extra mile in helping my company understand the complex insurance requirements that our customers have.”
Schedule Time with a D&O Expert
Our team of coverage experts partners with your team to engineer your risk management strategy to protect your executive leadership and board of directors. We take the time to understand the intricacies of your company
such as your company’s size, industry, assets, financial security & claim history, to get you the best possible D&O coverage. Schedule time with a specialist for a full risk assessment and we’ll walk you through the process of finding the right D&O policy for you.
