Tailored Business Insurance for Startups
Simplify Your Startup's Insurance: Only Pay for What You Need
Trusted by 10,000+
VC Backed Startups and Investors
Why Startups Choose
Founder Shield
Start-Up Customized Coverage
Start-Up Customized Coverage
Tailored policies to fit the unique needs of your startup in your industry, ensuring you’re only paying for what truly matters.
Best Rates
Best Rates
Harnessing our wide carrier access, receive quality coverage at the best possible rates.
1-1 Expert Guidance
1-1 Expert Guidance
Access to industry experts who can provide insights on policy selection, risk management and best practices.
Adjust as your Grow
Adjust as your Grow
Easily modify your coverage as your startup scales, from pre-seed, through all financing rounds, to IPO.
Simple Online Portal
Simple Online Portal
Submit an application in under 15 minutes and manage all your policies & claims on our simple online platform.
Full Market Access
Full Market Access
Access to a network of 200+ carriers to ensure comprehensive protection across all potential risks unique to your startup.
Why your Start-Up
Needs Insurance
Financially Protect Your Business
Comply with Legal Requirements in your Industry
Built Client Trust and Meet Contract Requirements
Mitigate Risks and Uncertainties
Industries We Serve
From Pre-Seed, to Series A-E, to ExitResearch Organizations
Contracted or funded (not-for-profit) research and testing operations.
Digital Delivery
Telehealth, EMR or Healthcare IT technologies, and Personal Online Health Tools or Wearables.
Pharmaceuticals
Drugs in various forms that treat, prevent, or cure disease or injury.
Medical Devices
Devices used to diagnose, treat, prevent, or monitor disease.
Health & Wellness
Non-FDA regulated products (e.g., supplements) for quality of life.
Telehealth Platforms
Businesses offering virtual doctor consultations and medical services online.
Health Informatics & EMR
Enterprises digitizing and analyzing patient records, enhancing data interoperability.
Wearable Health Devices & IoT
Firms creating wearable gadgets for continuous health monitoring.
AI & Machine Learning
Ventures utilizing AI for diagnostics, analytics, and treatment advice.
Remote Patient Monitoring
Businesses providing tools for remote health metric monitoring; ideal for chronic care.
mHealth Apps
Companies developing health-focused mobile apps, from medication reminders to well-being exercises.
Virtual & Augmented Reality
Firms using VR & AR for medical training, rehabilitation, and therapeutic applications.
Healthcare Marketplaces
Platforms connecting patients to doctors, pharmacies, and other services online.
Healthcare Analytics
Startups analyzing health data for insights, optimizing operations, and enhancing patient care.
Personal Health Portals
Platforms offering patients direct access to health records and provider communication.
Enterprise Resource Planning
Firms integrating core business processes like finance, HR, and supply chain.
Customer Relationship Management
Platforms managing company-customer interactions.
Collaboration Tools
Software for team communication and project management.
Marketing & Automation Platforms
SaaS streamlining and automating marketing tasks.
E-commerce
Platforms for online selling.
Human Resources Management
Software for recruitment, payroll, and HR functions.
Analytics & Business Intelligence
Tools for business data analysis.
Development & IT Operations
Platforms for software development and IT monitoring.
Financial & Accounting
Software for accounting and financial management.
Learning Management Systems (LMS)
Platforms for e-learning and course management.
Healthcare SaaS
Solutions for healthcare management and EHRs.
Creative & Design
Tools for design and creative processes.
Digital Payments & Transfers
Startups offering online payments, peer-to-peer transfers, and international remittances.
Neobanks & Challenger Banks
Digital-only banks or platforms offering banking-like services without traditional infrastructure.
Digital Investment Platforms
Automated platforms offering algorithm-based investment advice.
Blockchain & Cryptocurrency
Companies focused on blockchain solutions, cryptocurrency exchanges, wallets, or token-based services.
Lending & Crowdfunding Platforms
Online platforms providing loans, often bypassing traditional financial institutions.
InsurTech
Startups disrupting the insurance industry with tech-driven solutions.
RegTech
Technologies helping companies comply with regulations efficiently and cost-effectively.
Wealth Management Apps
Apps assisting individuals in managing finances, tracking expenses, or offering financial education.
B2B FinTech Solutions
Platforms providing financial solutions for businesses, such as invoicing or expense tracking.
Trade & Foreign Exchange
Solutions for managing foreign exchange risks, cross-border trades, or currency conversions.
Financial AI & Analytics
Startups using AI for predictive financial analytics, fraud detection, or personalized advice.
Natural Language Processing (NLP)
AI companies focused on developing technologies for understanding, interpreting, and generating human language like chatbots.
AI Tools & Infrastructure
Companies providing essential hardware, software, and frameworks required for building, training, and deploying AI models.
Generative AI
Companies specializing in creating tools to generate new content from existing data.
Data Analytics Firms
Firms employing AI to conduct data analysis, visualization, and predictive modeling to glean insights from large datasets.
B2B Solutions Providers
Companies offering AI-driven solutions to enhance business efficiency including process automation, and customer support.
Computer Vision
Companies enabling machines to analyze visual information for applications like image recognition, and object detection.
AI Healthcare/Biotech
Companies leveraging AI for drug discovery, medical imaging analysis, personalized medicine, and disease prediction.
AI Finance
Companies utilizing AI to automate and enhance processes like fraud detection and credit scoring within the financial sector.
AI Education
AI education companies developing platforms and tools powered by AI for personalized learning and improved educational outcomes.
Manufacturing
Companies involved in producing goods from raw materials or components on a large scale using machinery and labor.
Real Estate
Businesses engaged in buying, selling, leasing, or managing properties and land.
Restaurants & Entertainment
Establishments providing food, beverages, and entertainment services to customers.
Education Technology
Companies developing technologies to enhance educational processes, including learning, teaching, and administrative systems.
Media & Advertising
Firms involved in creating, publishing, and distributing content, as well as promoting products or services through various channels.
Research Organizations
Contracted or funded (not-for-profit) research and testing operations.
Digital Delivery
Telehealth, EMR or Healthcare IT technologies, and Personal Online Health Tools or Wearables.
Pharmaceuticals
Drugs in various forms that treat, prevent, or cure disease or injury.
Medical Devices
Devices used to diagnose, treat, prevent, or monitor disease.
Health & Wellness
Non-FDA regulated products (e.g., supplements) for quality of life.
Telehealth Platforms
Businesses offering virtual doctor consultations and medical services online.
Health Informatics & EMR
Enterprises digitizing and analyzing patient records, enhancing data interoperability.
Wearable Health Devices & IoT
Firms creating wearable gadgets for continuous health monitoring.
AI & Machine Learning
Ventures utilizing AI for diagnostics, analytics, and treatment advice.
Remote Patient Monitoring
Businesses providing tools for remote health metric monitoring; ideal for chronic care.
mHealth Apps
Companies developing health-focused mobile apps, from medication reminders to well-being exercises.
Virtual & Augmented Reality
Firms using VR & AR for medical training, rehabilitation, and therapeutic applications.
Healthcare Marketplaces
Platforms connecting patients to doctors, pharmacies, and other services online.
Healthcare Analytics
Startups analyzing health data for insights, optimizing operations, and enhancing patient care.
Personal Health Portals
Platforms offering patients direct access to health records and provider communication.
Enterprise Resource Planning
Firms integrating core business processes like finance, HR, and supply chain.
Customer Relationship Management
Platforms managing company-customer interactions.
Collaboration Tools
Software for team communication and project management.
Marketing & Automation Platforms
SaaS streamlining and automating marketing tasks.
E-commerce
Platforms for online selling.
Human Resources Management
Software for recruitment, payroll, and HR functions.
Analytics & Business Intelligence
Tools for business data analysis.
Development & IT Operations
Platforms for software development and IT monitoring.
Financial & Accounting
Software for accounting and financial management.
Learning Management Systems (LMS)
Platforms for e-learning and course management.
Healthcare SaaS
Solutions for healthcare management and EHRs.
Creative & Design
Tools for design and creative processes.
Digital Payments & Transfers
Startups offering online payments, peer-to-peer transfers, and international remittances.
Neobanks & Challenger Banks
Digital-only banks or platforms offering banking-like services without traditional infrastructure.
Digital Investment Platforms
Automated platforms offering algorithm-based investment advice.
Blockchain & Cryptocurrency
Companies focused on blockchain solutions, cryptocurrency exchanges, wallets, or token-based services.
Lending & Crowdfunding Platforms
Online platforms providing loans, often bypassing traditional financial institutions.
InsurTech
Startups disrupting the insurance industry with tech-driven solutions.
RegTech
Technologies helping companies comply with regulations efficiently and cost-effectively.
Wealth Management Apps
Apps assisting individuals in managing finances, tracking expenses, or offering financial education.
B2B FinTech Solutions
Platforms providing financial solutions for businesses, such as invoicing or expense tracking.
Trade & Foreign Exchange
Solutions for managing foreign exchange risks, cross-border trades, or currency conversions.
Financial AI & Analytics
Startups using AI for predictive financial analytics, fraud detection, or personalized advice.
Natural Language Processing (NLP)
AI companies focused on developing technologies for understanding, interpreting, and generating human language like chatbots.
AI Tools & Infrastructure
Companies providing essential hardware, software, and frameworks required for building, training, and deploying AI models.
Generative AI
Companies specializing in creating tools to generate new content from existing data.
Data Analytics Firms
Firms employing AI to conduct data analysis, visualization, and predictive modeling to glean insights from large datasets.
B2B Solutions Providers
Companies offering AI-driven solutions to enhance business efficiency including process automation, and customer support.
Computer Vision
Companies enabling machines to analyze visual information for applications like image recognition, and object detection.
AI Healthcare/Biotech
Companies leveraging AI for drug discovery, medical imaging analysis, personalized medicine, and disease prediction.
AI Finance
Companies utilizing AI to automate and enhance processes like fraud detection and credit scoring within the financial sector.
AI Education
AI education companies developing platforms and tools powered by AI for personalized learning and improved educational outcomes.
Manufacturing
Companies involved in producing goods from raw materials or components on a large scale using machinery and labor.
Real Estate
Businesses engaged in buying, selling, leasing, or managing properties and land.
Restaurants & Entertainment
Establishments providing food, beverages, and entertainment services to customers.
Education Technology
Companies developing technologies to enhance educational processes, including learning, teaching, and administrative systems.
Media & Advertising
Firms involved in creating, publishing, and distributing content, as well as promoting products or services through various channels.
Are you Covered?
Essential Policies to ConsiderCyber Insurance
Coverage for financial losses caused by a cyber incident, such as a data breach, ransomware attack, or website hack.
Incidents | Cost Without Insurance |
---|---|
Data Breach Lawsuits |
$1 million to $100 million |
Ransomware Lawsuits |
$250,000 to $5 million |
Business Interruption Lawsuits |
$1 million to $100 million |
Negligence Lawsuits |
$500,000 to $10 million |
- Ponemon Institute (2023 Cost of a Data Breach Report)
- Sophos (2023 State of Ransomware Report)
- Insurance Information Institute (2023 Facts + Statistics: Cyber Risk Insurance)
- American Bar Association (2022 Cybersecurity and Data Privacy Litigation Trends Report)
Annual Premium | Limits | |
---|---|---|
Early Stage ($0-$5M ARR) |
$2,700 - $7,300 |
1 million - 2 million |
Growth Stage ($5M to $20M ARR) |
$8,000 - $26,700 |
2 million - 5 million |
Late Stage ($20M+ ARR) |
$18,300 - $82,000 |
2 million - 10 million |
*Premium estimates are for informational purposes only. Every company is different and we make no representations or guarantees regarding the accuracy of your company’s specific insurance premiums or risk profile.
Crime Insurance
Coverage for losses due to theft, robbery, burglary, and other crimes.
Incidents | Cost Without Insurance |
---|---|
Theft of Money, Goods, or Property |
$25,000 |
Robbery |
$50,000 |
Burglary |
$25,000 |
Embezzlement |
$100,000 |
Fraud |
$250,000 |
- FBI’s 2023 Uniform Crime Reports
- National Retail Federation’s 2023 Organized Retail Crime Report
- Insurance Information Institute’s 2023 Insurance Facts Book
- Association of Certified Fraud Examiners’ 2023 Report
- Federal Trade Commission’s 2023 Consumer Protection Data Spotlight
Annual Premium | Limits | |
---|---|---|
Early Stage ($0-$5M ARR) |
$2,700 - $7,300 |
1 million - 2 million |
Growth Stage ($5M to $20M ARR) |
$3,100 - $7,500 |
1 million - 2 million |
Late Stage ($20M+ ARR) |
$4,400 - $14,400 |
1 million - 3 million |
*Premium estimates are for informational purposes only. Every company is different and we make no representations or guarantees regarding the accuracy of your company’s specific insurance premiums or risk profile.
Directors & Officers
Coverage for legal liability for directors and officers of a company for their actions or omissions.
Incidents | Cost Without Insurance |
---|---|
Breach of Fiduciary Duty |
$1 million |
Shareholder Lawsuits |
$5 million |
Product Liability Lawsuits |
$10 million |
- Directors’ and Officers’ Liability Underwriting Society’s 2023 D&O Claims Study
- Securities and Exchange Commission’s 2023 Enforcement Report
- Consumer Product Safety Commission’s 2023 Annual Report
Annual Premium | Limits | |
---|---|---|
Early Stage ($0-$5M ARR) |
$4,900 - $12,900 |
1 million - 2 million |
Growth Stage ($5M to $20M ARR) |
$7,800 - $19,700 |
1 million - 2 million |
Late Stage ($20M+ ARR) |
$17,300 - $66,400 |
2 million - 6 million |
*Premium estimates are for informational purposes only. Every company is different and we make no representations or guarantees regarding the accuracy of your company’s specific insurance premiums or risk profile.
Employment Practices Liability
Coverage for legal liability for employers for wrongful termination, discrimination, harassment, and other employment-related claims.
Incidents | Cost Without Insurance |
---|---|
Wrongful Termination Lawsuits |
$250,000 |
Discrimination Lawsuits |
$500,000 |
Harassment Lawsuits |
$250,000 |
Retaliation Lawsuits |
$100,000 |
- Society for Human Resource Management’s 2023 Workplace Litigation Report
- Equal Employment Opportunity Commission’s 2023 Charge Data
- National Sexual Assault Hotline’s 2023 Rape, Abuse & Incest National Network (RAINN) Statistics
- Occupational Safety and Health Administration’s 2023 Whistleblower Protection Program Report
Annual Premium | Limits | |
---|---|---|
Early Stage ($0-$5 ARR) |
$550 - $6,200 |
20,000- 1 million |
Growth Stage ($5 million to $20 ARR) |
$3,100 - $20,700 |
25,000 - 2 million |
Late Stage ($20m+ ARR) |
$17,200 - $63,000 |
1 million - 2 million |
*Premium estimates are for informational purposes only. Every company is different and we make no representations or guarantees regarding the accuracy of your company’s specific insurance premiums or risk profile.
Errors & Omissions
Coverage for legal liability for professionals for their mistakes or omissions.
Incidents | Cost Without Insurance |
---|---|
Negligence Lawsuits |
$250,000 |
Malpractice Lawsuits |
$500,000 |
- American Bar Association’s 2023 Malpractice Litigation Survey
- Medical Professional Liability Association’s 2023 MPL National Benchmarking Survey
Annual Premium | Limits | |
---|---|---|
Early Stage ($0-$5M ARR) |
$2,300 - $9,000 |
1 million - 2 million |
Growth Stage ($5M to $20M ARR) |
$9,800 - $30,100 |
2 million - 5 million |
Late Stage ($20M+ ARR) |
$25,000 - $124,300 |
2 million - 10 million |
*Premium estimates are for informational purposes only. Every company is different and we make no representations or guarantees regarding the accuracy of your company’s specific insurance premiums or risk profile.
Fiduciary Liability
Coverage for legal liability for fiduciaries for their breach of fiduciary duty.
Incidents | Cost Without Insurance |
---|---|
Breach of Trust |
$250,000 |
Embezzlement |
$500,000 |
Fraud |
$1 million |
- National Association of Trustees at State Colleges and Universities’ 2023 Fiduciary Liability Claims Study
- Association of Certified Fraud Examiners’ 2023 Report to the Nations on Occupational Fraud and Abuse
- Securities and Exchange Commission’s 2023 Enforcement Report
Annual Premium | Limits | |
---|---|---|
Early Stage ($0-$5M ARR) |
$1,800- $12,100 |
1 million - 1.5 million |
Growth Stage ($5M to $20M ARR) |
$6,600 - $23,200 |
1 million- 1 million |
Late Stage ($20M+ ARR) |
$4,000 - $62,000 |
1 million - 1.5 million |
*Premium estimates are for informational purposes only. Every company is different and we make no representations or guarantees regarding the accuracy of your company’s specific insurance premiums or risk profile.
General Liability
Coverage for financial losses caused by bodily injury or property damage to others.
Incidents | Cost Without Insurance |
---|---|
Slip and Fall Accidents |
$25,000 |
Product Liability Lawsuits |
$50,000 |
Premises Liability Lawsuits |
$25,000 |
- National Safety Council’s 2023 Injury Facts
- U.S. Consumer Product Safety Commission’s 2023 Annual Report
- Insurance Information Institute’s 2023 Insurance Facts Book
Annual Premium | Limits | |
---|---|---|
Early Stage ($0-$5M ARR) |
$500- $2,600 |
1 million - 2 million |
Growth Stage ($5M to $20M ARR) |
$1,300 - $9,750 |
1 million - 2 million |
Late Stage ($20M+ ARR) |
$2,800- $30,100 |
1 million - 3 million |
*Premium estimates are for informational purposes only. Every company is different and we make no representations or guarantees regarding the accuracy of your company’s specific insurance premiums or risk profile.
Property Insurance
Coverage for losses to property due to fire, theft, vandalism, and other hazards.
Incidents | Cost Without Insurance |
---|---|
Fire Damage |
$100,000 |
Theft |
$25,000 |
Vandalism |
$10,000 |
Water Damage |
$50,000 |
Storm Damage |
$75,000 |
- National Fire Protection Association
- Federal Bureau of Investigation
- Insurance Information Institute
Annual Premium | Limits | |
---|---|---|
Early Stage ($0-$5M ARR) |
$550- $1,800 |
1 million- 1 million |
Growth Stage ($5M to $20M ARR) |
$1,600 - $3,200 |
1 million - 2 million |
Late Stage ($20M+ ARR) |
$3,000 - $12,400 |
1 million - 2 million |
*Premium estimates are for informational purposes only. Every company is different and we make no representations or guarantees regarding the accuracy of your company’s specific insurance premiums or risk profile.
Coverage for financial losses caused by a cyber incident, such as a data breach, ransomware attack, or website hack.
Incidents | Cost Without Insurance |
---|---|
Data Breach Lawsuits |
$1 million to $100 million |
Ransomware Lawsuits |
$250,000 to $5 million |
Business Interruption Lawsuits |
$1 million to $100 million |
Negligence Lawsuits |
$500,000 to $10 million |
- Ponemon Institute (2023 Cost of a Data Breach Report)
- Sophos (2023 State of Ransomware Report)
- Insurance Information Institute (2023 Facts + Statistics: Cyber Risk Insurance)
- American Bar Association (2022 Cybersecurity and Data Privacy Litigation Trends Report)
Annual Premium | Limits | |
---|---|---|
Early Stage ($0-$5M ARR) |
$2,700 - $7,300 |
1 million - 2 million |
Growth Stage ($5M to $20M ARR) |
$8,000 - $26,700 |
2 million - 5 million |
Late Stage ($20M+ ARR) |
$18,300 - $82,000 |
2 million - 10 million |
*Premium estimates are for informational purposes only. Every company is different and we make no representations or guarantees regarding the accuracy of your company’s specific insurance premiums or risk profile.
Coverage for losses due to theft, robbery, burglary, and other crimes.
Incidents | Cost Without Insurance |
---|---|
Theft of Money, Goods, or Property |
$25,000 |
Robbery |
$50,000 |
Burglary |
$25,000 |
Embezzlement |
$100,000 |
Fraud |
$250,000 |
- FBI’s 2023 Uniform Crime Reports
- National Retail Federation’s 2023 Organized Retail Crime Report
- Insurance Information Institute’s 2023 Insurance Facts Book
- Association of Certified Fraud Examiners’ 2023 Report
- Federal Trade Commission’s 2023 Consumer Protection Data Spotlight
Annual Premium | Limits | |
---|---|---|
Early Stage ($0-$5M ARR) |
$2,700 - $7,300 |
1 million - 2 million |
Growth Stage ($5M to $20M ARR) |
$3,100 - $7,500 |
1 million - 2 million |
Late Stage ($20M+ ARR) |
$4,400 - $14,400 |
1 million - 3 million |
*Premium estimates are for informational purposes only. Every company is different and we make no representations or guarantees regarding the accuracy of your company’s specific insurance premiums or risk profile.
Coverage for legal liability for directors and officers of a company for their actions or omissions.
Incidents | Cost Without Insurance |
---|---|
Breach of Fiduciary Duty |
$1 million |
Shareholder Lawsuits |
$5 million |
Product Liability Lawsuits |
$10 million |
- Directors’ and Officers’ Liability Underwriting Society’s 2023 D&O Claims Study
- Securities and Exchange Commission’s 2023 Enforcement Report
- Consumer Product Safety Commission’s 2023 Annual Report
Annual Premium | Limits | |
---|---|---|
Early Stage ($0-$5M ARR) |
$4,900 - $12,900 |
1 million - 2 million |
Growth Stage ($5M to $20M ARR) |
$7,800 - $19,700 |
1 million - 2 million |
Late Stage ($20M+ ARR) |
$17,300 - $66,400 |
2 million - 6 million |
*Premium estimates are for informational purposes only. Every company is different and we make no representations or guarantees regarding the accuracy of your company’s specific insurance premiums or risk profile.
Coverage for legal liability for employers for wrongful termination, discrimination, harassment, and other employment-related claims.
Incidents | Cost Without Insurance |
---|---|
Wrongful Termination Lawsuits |
$250,000 |
Discrimination Lawsuits |
$500,000 |
Harassment Lawsuits |
$250,000 |
Retaliation Lawsuits |
$100,000 |
- Society for Human Resource Management’s 2023 Workplace Litigation Report
- Equal Employment Opportunity Commission’s 2023 Charge Data
- National Sexual Assault Hotline’s 2023 Rape, Abuse & Incest National Network (RAINN) Statistics
- Occupational Safety and Health Administration’s 2023 Whistleblower Protection Program Report
Annual Premium | Limits | |
---|---|---|
Early Stage ($0-$5 ARR) |
$550 - $6,200 |
20,000- 1 million |
Growth Stage ($5 million to $20 ARR) |
$3,100 - $20,700 |
25,000 - 2 million |
Late Stage ($20m+ ARR) |
$17,200 - $63,000 |
1 million - 2 million |
*Premium estimates are for informational purposes only. Every company is different and we make no representations or guarantees regarding the accuracy of your company’s specific insurance premiums or risk profile.
Coverage for legal liability for professionals for their mistakes or omissions.
Incidents | Cost Without Insurance |
---|---|
Negligence Lawsuits |
$250,000 |
Malpractice Lawsuits |
$500,000 |
- American Bar Association’s 2023 Malpractice Litigation Survey
- Medical Professional Liability Association’s 2023 MPL National Benchmarking Survey
Annual Premium | Limits | |
---|---|---|
Early Stage ($0-$5M ARR) |
$2,300 - $9,000 |
1 million - 2 million |
Growth Stage ($5M to $20M ARR) |
$9,800 - $30,100 |
2 million - 5 million |
Late Stage ($20M+ ARR) |
$25,000 - $124,300 |
2 million - 10 million |
*Premium estimates are for informational purposes only. Every company is different and we make no representations or guarantees regarding the accuracy of your company’s specific insurance premiums or risk profile.
Coverage for legal liability for fiduciaries for their breach of fiduciary duty.
Incidents | Cost Without Insurance |
---|---|
Breach of Trust |
$250,000 |
Embezzlement |
$500,000 |
Fraud |
$1 million |
- National Association of Trustees at State Colleges and Universities’ 2023 Fiduciary Liability Claims Study
- Association of Certified Fraud Examiners’ 2023 Report to the Nations on Occupational Fraud and Abuse
- Securities and Exchange Commission’s 2023 Enforcement Report
Annual Premium | Limits | |
---|---|---|
Early Stage ($0-$5M ARR) |
$1,800- $12,100 |
1 million - 1.5 million |
Growth Stage ($5M to $20M ARR) |
$6,600 - $23,200 |
1 million- 1 million |
Late Stage ($20M+ ARR) |
$4,000 - $62,000 |
1 million - 1.5 million |
*Premium estimates are for informational purposes only. Every company is different and we make no representations or guarantees regarding the accuracy of your company’s specific insurance premiums or risk profile.
Coverage for financial losses caused by bodily injury or property damage to others.
Incidents | Cost Without Insurance |
---|---|
Slip and Fall Accidents |
$25,000 |
Product Liability Lawsuits |
$50,000 |
Premises Liability Lawsuits |
$25,000 |
- National Safety Council’s 2023 Injury Facts
- U.S. Consumer Product Safety Commission’s 2023 Annual Report
- Insurance Information Institute’s 2023 Insurance Facts Book
Annual Premium | Limits | |
---|---|---|
Early Stage ($0-$5M ARR) |
$500- $2,600 |
1 million - 2 million |
Growth Stage ($5M to $20M ARR) |
$1,300 - $9,750 |
1 million - 2 million |
Late Stage ($20M+ ARR) |
$2,800- $30,100 |
1 million - 3 million |
*Premium estimates are for informational purposes only. Every company is different and we make no representations or guarantees regarding the accuracy of your company’s specific insurance premiums or risk profile.
Coverage for losses to property due to fire, theft, vandalism, and other hazards.
Incidents | Cost Without Insurance |
---|---|
Fire Damage |
$100,000 |
Theft |
$25,000 |
Vandalism |
$10,000 |
Water Damage |
$50,000 |
Storm Damage |
$75,000 |
- National Fire Protection Association
- Federal Bureau of Investigation
- Insurance Information Institute
Annual Premium | Limits | |
---|---|---|
Early Stage ($0-$5M ARR) |
$550- $1,800 |
1 million- 1 million |
Growth Stage ($5M to $20M ARR) |
$1,600 - $3,200 |
1 million - 2 million |
Late Stage ($20M+ ARR) |
$3,000 - $12,400 |
1 million - 2 million |
*Premium estimates are for informational purposes only. Every company is different and we make no representations or guarantees regarding the accuracy of your company’s specific insurance premiums or risk profile.
What Coverage Does
your Startup Need?
Partnering with Founder Shield
We protect over 25% of the current venture backed ecosystem
Trusted by Venture
10,000+
VC-backed Companies Served$33BN
Total Funding Raised by Clients70
NPS Score (Industry Average = 34)How it Works
Assess Risk
Have our 1-1 advisor evaluate your startup’s unique vulnerabilities and potential liabilities.
Choose Coverage
Select tailored insurance policies that address your startup’s specific needs.
Partner and Protect
Connect with a trusted insurance provider and secure your startup’s future.
What our Insured
Have to Say
Consistent rapid and concise customer service from both broker and support personnel. An evident ethos of “let’s make this easier”. I’ve managed the insurance function for various companies for over 30 years and this is the most cost and TIME effective approach I have encountered.
Tony Wesley - CEO — Blueleaf Wealth, Inc.
Founder Shield understands how small companies (including startups) operate. They are sensitive to our needs and realize we don’t want to spend a lot of time, money or paperwork dealing with insurance policies.
Matt Daniel - CFO — WayBetter Inc
“I was referred to Founder Shield by a friend who works with technology-based startups as I do… Founder Shield was simple – go to the website, fill out the form, get a quote quickly, pay and Voila – you are insured. I need a highly rated insurer and they delivered. Could not be simpler. I highly recommend Founder Shield.”
Harry Leahey - CEO — Nuogen Pharma, Inc
“The Founder Shield team is a wonderful and supportive partner… Not only are they 100% devoted to insuring compliance, they provide continuous guidance. Our dedicated account manager is extraordinary – goes above and beyond to ensure all of our needs are met.”
Karelle Joun - Vice President, Finance — TrackMaven, Inc.
“Excellent and very reliable customer service. Founder Shield not only worked with us and helped us gain competitive insurance coverage in a field that is very new, they also went above and beyond in communicating directly with authorities to help us ease through the process of gaining permission to operate.”
Mathias Vaarmann - CEO — Starship Technologies Holdings, Inc
FAQ
The cost of insurance for startups at will vary based on several factors, including your business activities, revenue, growth rate, and specific industry risks.
Additionally, we offer a cost estimate calculator that can provide you with an estimated insurance cost, based on data from our current clients on our risk assessment call.
For a more accurate and personalized quote, reach out to our team our start your application today.
Founder Shield conducts a robust risk assessment to determine the right coverage amount for your startup. We analyze various factors including your company’s size, industry-specific risks, and revenue.
By examining the most likely claims and their financial impact, we present you with a comprehensive evaluation.
This allows you to make an informed decision on your coverage, ensuring it’s tailored to your startup’s unique needs and potential risks.
Absolutely. We recognize that startups evolve rapidly. As your business grows and changes, so can your insurance needs. FounderShield is here to ensure that your coverage scales alongside your startup. You can reach out to us anytime to adjust your policy.
Founder Shield distinguishes itself from other insurance brokers by offering tailored insurance solutions specifically designed for startups.
Unlike typical one-size-fits-all packages, we provide personalized attention and customized policies from a diverse range of over 200+ carriers.
This approach ensures comprehensive coverage for the unique challenges and risks faced by young companies.
Our expertise lies in understanding the nuances of startups, ensuring your insurance is flexible, appropriate, and scalable to meet your evolving needs.
At FounderShield, we strive to make the claims process as smooth as possible. If an incident occurs, immediately notify us on our online portal, providing all relevant information and documentation.
Our dedicated claims team will guide you through every step to ensure you get the support you need.
Definitely. Having insurance demonstrates to investors that you are proactive about managing risks and protecting your startup’s assets.
It’s a sign of business maturity, foresight, and financial prudence, all of which can positively influence investor sentiment.
Yes, certain industries have specialized risks that warrant unique insurance products.
For instance, tech startups might benefit from cyber liability insurance, while a biotech startup might need clinical trial coverage.
Our team at FounderShield has deep knowledge across various sectors and can guide you to the policies most relevant to your startup.