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General Liability


Post-Acquisition Insurance & M&A Risk Management Guide

Late-stage companies sometimes overlook post-acquisition challenges, but they still pose a problem. Here’s how to navigate these tricky situations. July 26 • Directors & OfficersEPLIErrors & OmissionsFiduciary LiabilityGeneral LiabilityReps and Warranties Insurance

amazon-sellers
June 8 • General LiabilityProduct LiabilityRisk Management

Enterprise Amazon Sellers & FBA Insurance Guide

Amazon sellers face many of the same vulnerabilities that other ecommerce companies face. Here’s insight into risk management.


risk-management-process
May 12 • Directors & OfficersGeneral LiabilityRisk Management

Understanding the 5 Steps of a Risk Management Process

Late-stage companies and small businesses need a risk management process — but how do you accomplish this task? Here’s some expert advice on the matter.


reducing risk fo e scooter operators
April 8 • Cyber LiabilityGeneral Liability

Reducing Risk for E-Scooter Operators: Safety, Security & Hardware

In the context of e-scooter safety, we’ve teamed with ACTON to identify and mitigate the most significant risks operators face today.


Employer Resources for Covid related Workforce Decisions Converted
March 30 • EPLIGeneral LiabilityRisk Management

Covid-19 and Employer Workforce Decisions: 4:20 update

Resources for Employers facing layoff reduction in force and downsizing decisions because of Covid-19 and Coronavirus. EPL Insurance may help.


loss_run_reports
December 27 • General LiabilityRisk ManagementWorker's Compensation

What Are Loss Run Reports?

As a small to mid-market company, it’s essential to use loss run reports to your advantage. Here’s how to make sense of these valuable reviews.


scaled
November 29 • General LiabilityPropertyRisk Management

What is Loss Payee and Lenders Loss Payable?

In the world of insurance, protecting assets and investments is paramount. Loss Payee and Lenders Loss Payable are two critical terms that come into play when third-party interests are involved. In this article, we will explore these concepts and how they relate to insurable risks. What is a Loss Payee? A Loss Payee is similar


Cannabis Insurnace Feat
November 14 • Directors & OfficersGeneral LiabilityGuest Post

Cannabis Companies: Why Can’t We Get Insurance?

Cannabis companies often face issues trying to obtain insurance. Hawke Media explains these challenges and how to overcome them.


escooter sharing regulations and insurance
October 1 • Errors & OmissionsGeneral LiabilityHNOA

Navigating US E-Scooter Sharing Regulations & Insurance

E-scooter sharing companies face complex and strict regulations. The right insurance can give you a competitive advantage.


Insurance and Contracts Requirements guide
June 20 • General LiabilitySpotlightThought Leadership

The Ultimate Guide to Insurance Requirements in Contracts

Vendors, cities, partners, investors, etc.— often require specific insurance policies as a part of a contract. We breakdown why and what you need to know


dockless scooters featuredv
August 22 • Cyber LiabilityGeneral LiabilityProperty

Growing Pains: The Future of Electric Scooters and Bike Sharing

Electric scooters and dockless bikes are popping up everywhere. We dive into risk management and the future of the industry.


insurance audits
April 12 • General LiabilityWorker's Compensation

Understanding insurance audits

The word “audit” is intimidating but in the insurance world it’s nothing to worry about! In this post, we look at what insurance audits are, why carriers need to perform them and how you can prepare so you’re not caught off guard.


protect traveling employees
March 15 • General LiabilityPropertyRisk Management

How do companies protect traveling employees?

Technology may be breaking down geographic barriers but that doesn’t mean sending your employees overseas is getting any safer. Businesses whose employees travel internationally are familiar with these risks. But how do they protect traveling employees? Every company faces unique challenges, yet certain risks are ubiquitous across industries. We’ll delve into why these risks matter


insurance cover burst pipes
January 11 • General LiabilityProperty

Cold Weather Warning: Does your insurance cover burst pipes?

We’ve seen some intense weather over the past few weeks. Had you ever heard of a bomb cyclone before? Yea, us neither. What we do hear about — unfortunately way too often — is an insurance claim that usually accompanies cold weather: water damage from frozen plumbing. So does your insurance cover burst pipes? Let’s


pivoting
September 13 • Directors & OfficersErrors & OmissionsGeneral Liability

Pivoting? You should probably call your insurance broker

It’s been a tough year for retail. Just ask J.C. Penny, Macy’s or Target. As e-commerce continues to overtake retail (thanks Amazon), traditional retailers need to employ different strategies to satisfy customers. In other words, it’s time to start pivoting. Startups are all too familiar with pivoting, and many startups do so at least once. Sounds


the office season cast
June 29 • EPLIGeneral Liability

How your company may be like NBC’s The Office (and how insurance can help)

“The Office,” NBC   Okay, so your office is probably nothing like the one from the hit NBC show, The Office. You’re no Michael Scott and your boss looks (almost) nothing like Kathy Bates. You’re a professional after all! Well, we have some bad news for you: every office has a bit of Dunder Mifflin


drone
April 13 • General LiabilityProduct Liability

Business insurance 101: commercial drone insurance

Drones are hotter than ever. From Amazon’s plan to deliver merchandise to the Super Bowl’s electric halftime show, drones are here to stay! It’s predicted that there will be 7 million drones in the airspace by 2020 with 2.7 million of them dedicated to commercial use. But what exactly is a drone? What is their


excess insurance umbrella policies business needs post
February 9 • Cyber LiabilityDirectors & OfficersErrors & OmissionsGeneral Liability

Excess Insurance, Umbrella Policies and Why Your Business Needs Them

Getting basic business insurance is obvious.  Getting umbrella or excess insurance is not. So you’ve done the right thing by getting your company an insurance policy. You feel comfortable with the plan you purchased; limits, pricing and terms are all on point and you think everything is squared away, but for some reason, you have a


business insurance requirements from landlords clients investors post
January 19 • Cyber LiabilityErrors & OmissionsGeneral LiabilityPropertyRisk Management

The Top 5 Business Insurance Requirements from Landlords, Clients, and Investors

Dealing with Business Insurance Requirements from Landlords, Clients, and Investors We see all kinds of business insurance requirements (and coverage change requests) from our clients’ landlords, clients, investors, business partners, and more. These requests are processed by creating an “endorsement” on the policy that puts the change into effect. From a location change to adding a


Business Insurance Package Policies & How They Benefit Startups
December 21 • Cyber LiabilityDirectors & OfficersEPLIErrors & OmissionsGeneral LiabilityPropertyRisk Management

Business Insurance Package Policies & How They Benefit Startups

Choosing commercial insurance can be daunting.  You want your company to be properly protected, but you don’t want to break the bank. Luckily, that’s why business insurance package policies exist! Insurance carriers frequently bundle various coverage types together, providing a cost-effective approach compared to acquiring them individually. This strategy not only keeps expenses in check


fshield insurance for bitcoin companies article x
November 21 • Cyber LiabilityErrors & OmissionsGeneral Liability

Insurance for Bitcoin Companies

The Space Bitcoin use has been exploding lately, with recent (September 2013) numbers suggesting that over 66,000 bitcoin transactions occur each day!  More and more e-commerce platforms and vendors accept Bitcoin as payment each day to the point where the market cap is currently $1.6B and only expected to grow. Needless to say, the bitcoin


bills cash collection scaled
January 7 • Directors & OfficersGeneral Liability

Lumosity’s $2M Fine & the Risk of “Fake It ‘Til You Make It”

How Lumosity got in trouble Lumosity, the San Francisco-based company offering brain-training tools, came under fire from the FTC this week for the deceptive advertising allegations.  Director of the FTC’s Bureau of Consumer Protection Jessica Rich said the following: “Lumosity preyed on consumers’ fears about age-related cognitive decline, suggesting their games could stave off memory

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