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Justin-Kozak, Vice President

Justin Kozak

Life Sciences Practice Lead

Justin Kozak leads the Life Sciences Practice at the Innovation Practice of The Baldwin Group. Cultivating risk management expertise since 2012, he crafts bespoke P&C, MedMal, and Cyber programs for emerging markets. From Life Sciences to the Shared Economy, Justin transforms complex challenges into scalable solutions for high-growth ventures.

"Every obstacle in high-growth industries comes with a choice: you either let it slow you down or you let challenges be your driving force. In risk management, the toughest headwinds are usually where the real innovation happens."
University of Delaware

BS in History

14

Years of Experience

Key Industries
  • Life Sciences
  • Healthcare
  • Technology
  • Shared Economy
  • Consumer Goods
Healthcare IT News
MedTech Pulse
Insurance Thought Leadership

Articles by Justin Kozak

The Anatomy of a Shakedown: What Tech & Media Startups Need to Know About CIPA Lawsuits
September 14 •

The Anatomy of a Shakedown: What Tech & Media Startups Need to Know About CIPA Lawsuits

Modern startups face rising legal threats from class action firms leveraging California’s 1967 wiretapping law against standard tracking pixels. Learn how to protect your business from costly CIPA lawsuits today.

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April 16 •

From Phase I to Market Access: A Lifecycle Approach to Life Sciences Risk Management

Modern life sciences risk management must evolve alongside innovation. From R&D to commercialization, learn how to protect your revenue and reputation by navigating clinical trial liabilities, shifting regulations, and the complexities of specialized insurance coverage.

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April 7 •

Post-Assignment: What Happens to D&O Coverage When Your Company Undergoes an ABC?

An ABC offers a streamlined alternative to bankruptcy, but shifting fiduciary duties increases litigation risk. Protect personal assets by securing a funded D&O Tail policy before transferring assets to the assignee.

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October 8 •

Beyond the Lawsuit: The Real Price of Pharma Regulatory and Compliance Failures

Prevent silent pharma regulatory and compliance failures—here’s how. Learn how proactive strategy and global oversight protect reputation and market access.

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Justin Kozak In the Media

The fastest path to AI: Why mid-market modernization starts with data, not replacement


Beyond the Cuts: Understanding the Real Risks for Biotech and Medical Research


Opinion: NIH Funding Cuts Are a Blow to Biotech


Fintech Meets Banking: Navigating the Risks and Rewards of Hybrid Finance


Authored FAQs by Justin Kozak


Products liability insurance is rated based on several factors, including: • Product type: The nature and complexity of the product, as well as its potential for causing harm, significantly influence premiums. High-risk…

0 2 2 years ago Posted in Product Liability