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Luke Kaltreider

Luke Kaltreider

Risk Management Advisor

Luke, a Risk Management Advisor, brings a unique blend of education and insurance expertise to the table. With a BS in Education and a family background in teaching, Luke is passionate about educating others. He specializes in Healthtech, assisting startups and companies in navigating the complex insurance landscape within the healthcare ecosystem.

Articles by Luke Kaltreider

Understanding Factors Impacting E&O Costs
March 2 •

Understanding Factors Impacting E&O Costs

Errors and omissions insurance has unique characteristics to protect your company — but what factors drive the cost of E&O coverage?

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January 19 •

How to Navigate Commercial Insurance Renewals in 2021

Commercial insurance renewals often seem daunting, especially amid a pandemic. Here is insider information to help you navigate this task.

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February 29 •

What D&O Insurance Endorsements Do You Need?

If you’ve caught a glimpse of any news, you already know that claims arising against directors and officers are more widespread now than ever before. Over the past five years, a whopping $23B was the cost of securities litigation—which is the most prevalent lawsuit nowadays. What this has created is an increase in risk exposure

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December 3 •

Commercial Umbrella Insurance: What Does It Really Cover?

When mid-market companies need more coverage than traditional policies, commercial umbrella insurance could be the answer.

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Authored FAQs by Luke Kaltreider


More often than not, the answer is revenue. Changes in revenue will often be the driving factor for rate change on renewal. But how is premium initially determined? This depends entirely on…

0 1 2 years ago Posted in Errors & Omissions

Authored Definitions

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