• number of employees and compensation: the more employees you have, the greater the likelihood of one submitting an employment-related claim. Well-paid employees make claims for larger amounts since damages are often determined using…
Claims that should be covered by other insurance These are the particularly important in EPLI because of the policy’s “inclusion by exclusion” philosophy. • Bodily injury/property damage (BI/PD): should be covered by…
Wage & Hour EPLI will normally not cover disputes related to the non-payment of salary, overtime, and benefits. These claims are too common for every policy to offer it. For additional premium,…