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Justin-Kozak, Vice President

Justin Kozak

Life Sciences Practice Lead

Justin Kozak leads the Life Sciences Practice at the Innovation Practice of The Baldwin Group. Cultivating risk management expertise since 2012, he crafts bespoke P&C, MedMal, and Cyber programs for emerging markets. From Life Sciences to the Shared Economy, Justin transforms complex challenges into scalable solutions for high-growth ventures.

Intellectual Property D&O Cyber Cryptocurrency Micromobility
"Every obstacle in high-growth industries comes with a choice: you either let it slow you down or you let challenges be your driving force. In risk management, the toughest headwinds are usually where the real innovation happens."
University of Delaware

BS in History

14

Years of Experience

Key Industries
  • Life Sciences
  • Healthcare
  • Technology
  • Shared Economy
  • Consumer Goods

Featured In

Healthcare IT News
MedTech Pulse
Insurance Thought Leadership

Articles by Justin Kozak

Cyber Insurance 2025: A Review & Outlook
January 15 •

Cyber Insurance 2025: A Review & Outlook

Explore the evolving cyber threat landscape, including AI-powered attacks, supply chain disruptions, and nation-state threats. Learn how these trends are impacting cyber insurance pricing and discover essential strategies for mitigating cyber risks and protecting your business.

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June 19 •

Developing a Telehealth Risk Management Plan: From Creation to Implementation

Telehealth booming? Learn how to navigate the evolving risk landscape with a strong telehealth risk management plan. Founders and leaders, this blog post is for you!

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June 5 •

How to Implement a Robust Risk Management Framework for Your Digital Health Startup

Shield your digital health startup! Discover a step-by-step guide to building a robust risk management framework. Minimize threats, ensure compliance, and empower growth.

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March 19 •

Digital Health Insurance Trends 2024

Digital health insurance trends shift nearly as rapidly as the ever-changing industry. This post reviews the past year and delves into the outlook for 2024. What’s next?

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Justin Kozak In the Media

The fastest path to AI: Why mid-market modernization starts with data, not replacement

March 13, 2026  •   Read Article

Beyond the Cuts: Understanding the Real Risks for Biotech and Medical Research

August 28, 2025  •   Read Article

Opinion: NIH Funding Cuts Are a Blow to Biotech

August 4, 2025  •   Read Article

Fintech Meets Banking: Navigating the Risks and Rewards of Hybrid Finance

June 24, 2025  •   Read Article

Authored FAQs by Justin Kozak

What Is Product Liability Insurance Rated On?

Products liability insurance is rated based on several factors, including: • Product type: The nature and complexity of the product, as well as its potential for causing harm, significantly influence premiums. High-risk…

0 2 2 years ago Posted in Product Liability

Authored Definitions