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Justin-Kozak, Vice President

Justin Kozak

Life Sciences Practice Lead

Justin Kozak leads the Life Sciences Practice at the Innovation Practice of The Baldwin Group. Cultivating risk management expertise since 2012, he crafts bespoke P&C, MedMal, and Cyber programs for emerging markets. From Life Sciences to the Shared Economy, Justin transforms complex challenges into scalable solutions for high-growth ventures.

Intellectual Property D&O Cyber Cryptocurrency Micromobility
"Every obstacle in high-growth industries comes with a choice: you either let it slow you down or you let challenges be your driving force. In risk management, the toughest headwinds are usually where the real innovation happens."
University of Delaware

BS in History

14

Years of Experience

Key Industries
  • Life Sciences
  • Healthcare
  • Technology
  • Shared Economy
  • Consumer Goods

Featured In

Healthcare IT News
MedTech Pulse
Insurance Thought Leadership

Articles by Justin Kozak

6 Lessons Learned From Recent Crypto Lawsuits — Market News to Know
November 4 •

6 Lessons Learned From Recent Crypto Lawsuits — Market News to Know

The crypto market used to be hot news for its new innovations — but now the scams and lawsuits tend to make headlines. Let review some recent cases and talk about lessons we can learn from them.

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October 6 •

Cybersecurity Awareness Month 2022 — Data, Data, Goose!

As the leaves turn golden and the wind blows colder, cybersecurity awareness month is upon us! Here’s what it’s all about and how your company can stay cyber-safe.

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November 10 •

What Are Risk Retention Groups & What’s Their Role?

Risk retention groups provide affordable and customized solutions for groups facing similar liabilities. Will it work for you?

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October 26 •

What’s the Role of a Commercial Insurance Broker?

A commercial insurance broker plays a vital role in finding the best coverage for your company—but what exactly is that role? Let’s discuss.

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Justin Kozak In the Media

The fastest path to AI: Why mid-market modernization starts with data, not replacement

March 13, 2026  •   Read Article

Beyond the Cuts: Understanding the Real Risks for Biotech and Medical Research

August 28, 2025  •   Read Article

Opinion: NIH Funding Cuts Are a Blow to Biotech

August 4, 2025  •   Read Article

Fintech Meets Banking: Navigating the Risks and Rewards of Hybrid Finance

June 24, 2025  •   Read Article

Authored FAQs by Justin Kozak

What Is Product Liability Insurance Rated On?

Products liability insurance is rated based on several factors, including: • Product type: The nature and complexity of the product, as well as its potential for causing harm, significantly influence premiums. High-risk…

0 2 2 years ago Posted in Product Liability

Authored Definitions