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Justin-Kozak, Vice President

Justin Kozak

Life Sciences Practice Lead

Justin Kozak leads the Life Sciences Practice at the Innovation Practice of The Baldwin Group. Cultivating risk management expertise since 2012, he crafts bespoke P&C, MedMal, and Cyber programs for emerging markets. From Life Sciences to the Shared Economy, Justin transforms complex challenges into scalable solutions for high-growth ventures.

Intellectual Property D&O Cyber Cryptocurrency Micromobility
"Every obstacle in high-growth industries comes with a choice: you either let it slow you down or you let challenges be your driving force. In risk management, the toughest headwinds are usually where the real innovation happens."
University of Delaware

BS in History

14

Years of Experience

Key Industries
  • Life Sciences
  • Healthcare
  • Technology
  • Shared Economy
  • Consumer Goods

Featured In

Healthcare IT News
MedTech Pulse
Insurance Thought Leadership

Articles by Justin Kozak

What a Commercial Insurance Claim Reveals About Your Business
February 20 •

What a Commercial Insurance Claim Reveals About Your Business

Filing a commercial insurance claim isn’t usually a fun endeavor but often a necessary one. Let’s reflect on what leaders can learn from filing a claim.

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July 27 •

What Is a BOR Letter or Broker of Record Letter?

What is a BOR letter? Can it help you manage your specialized insurance solutions? We have the answers — and they may surprise you!

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July 20 •

RegTech Insurance: Risk Management for Regulation Technology

Regtech insurance is specifically designed for regulation technology companies — but what risks do regtech companies face? Let’s discuss some prominent challenges and solutions for this sector.

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June 13 •

How Uplisting Stocks Works: From OTC to Nasdaq or NYSE

Uplisting from OTC to Nasdaq or NYSE is a significant step for late-stage companies – but how does it all unfold? Let’s discuss uplisting in detail.

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Justin Kozak In the Media

The fastest path to AI: Why mid-market modernization starts with data, not replacement

March 13, 2026  •   Read Article

Beyond the Cuts: Understanding the Real Risks for Biotech and Medical Research

August 28, 2025  •   Read Article

Opinion: NIH Funding Cuts Are a Blow to Biotech

August 4, 2025  •   Read Article

Fintech Meets Banking: Navigating the Risks and Rewards of Hybrid Finance

June 24, 2025  •   Read Article

Authored FAQs by Justin Kozak

What Is Product Liability Insurance Rated On?

Products liability insurance is rated based on several factors, including: • Product type: The nature and complexity of the product, as well as its potential for causing harm, significantly influence premiums. High-risk…

0 2 2 years ago Posted in Product Liability

Authored Definitions