Justin Kozak

Life Sciences Practice Lead

Justin Kozak leads the Life Sciences Practice at the Innovation Practice of The Baldwin Group. Cultivating risk management expertise since 2012, he crafts bespoke P&C, MedMal, and Cyber programs for emerging markets. From Life Sciences to the Shared Economy, Justin transforms complex challenges into scalable solutions for high-growth ventures.

Intellectual Property D&O Cyber Cryptocurrency Micromobility

Justin Kozak - LinkedIn

"Every obstacle in high-growth industries comes with a choice: you either let it slow you down or you let challenges be your driving force. In risk management, the toughest headwinds are usually where the real innovation happens."

University of Delaware

BS in History

Years of Experience

Key Industries

Life Sciences
Healthcare
Technology
Shared Economy
Consumer Goods

Justin Kozak is the Executive Vice President and Life Sciences Practice Lead at the Innovation Practice of The Baldwin Group. With a career launching in 2012—beginning at Hub International and evolving into executive leadership—Justin has become a definitive voice in risk management for industries that outpace traditional insurance models.

Justin specializes in architecting high-impact insurance programs for Life Sciences, Healthcare, and the Shared Economy. His expertise is rooted in solving the “uninsurable,” utilizing a deep understanding of Errors & Omissions (E&O), Medical Malpractice (MedMal), Cyber Liability, and Property & Casualty. By combining his University of Delaware background with a forward-thinking approach to PE/VC-backed ventures, Justin excels at building data-driven protections for sectors with little historical precedent.

Under his leadership, the Life Sciences practice has become a cornerstone of the Innovation Practice network, supporting partners through complex regulatory shifts and emerging tech risks. When he isn’t securing the future of biotech and consumer goods, Justin is a dedicated family man and a lifelong Philadelphia Phillies fan. For firms seeking an expert who views challenges as a driving force, Justin Kozak offers the strategic intuition necessary to scale safely in the modern economy.