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Justin-Kozak, Vice President

Justin Kozak

Life Sciences Practice Lead

Justin Kozak leads the Life Sciences Practice at the Innovation Practice of The Baldwin Group. Cultivating risk management expertise since 2012, he crafts bespoke P&C, MedMal, and Cyber programs for emerging markets. From Life Sciences to the Shared Economy, Justin transforms complex challenges into scalable solutions for high-growth ventures.

"Every obstacle in high-growth industries comes with a choice: you either let it slow you down or you let challenges be your driving force. In risk management, the toughest headwinds are usually where the real innovation happens."
University of Delaware

BS in History

14

Years of Experience

Key Industries
  • Life Sciences
  • Healthcare
  • Technology
  • Shared Economy
  • Consumer Goods
Healthcare IT News
MedTech Pulse
Insurance Thought Leadership

Articles by Justin Kozak

On-Demand & Shared Economy Insurance Trends
May 16 •

On-Demand & Shared Economy Insurance Trends

The Shared Economy & On-Demand industry will equal traditional operating models by 2025. We dive into risk management trends and key insurance takeaways.

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August 22 •

Growing Pains: The Future of Electric Scooters and Bike Sharing

Electric scooters and dockless bikes are popping up everywhere. We dive into risk management and the future of the industry.

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February 22 •

Nintendo IP Suit Shows Value of Intellectual Property Insurance

Who doesn’t love video games? Okay, they might not be everybody’s thing but it’s also hard not to be impressed by how powerful the technology is inside gaming systems your little cousin uses after school. Well, according to one 2013 suit, Nintendo stole one of the pieces of this technology from somebody else. But the party

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December 19 •

Startup D&O Insurance: What You Need to Know

D&O insurance for startups is necessary for many reasons: protects your scaling efforts, meets investor requirements, safeguards executives, etc. But what does this coverage actually provide and how much will it cost you? Let’s clear the air.

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Justin Kozak In the Media

The fastest path to AI: Why mid-market modernization starts with data, not replacement


Beyond the Cuts: Understanding the Real Risks for Biotech and Medical Research


Opinion: NIH Funding Cuts Are a Blow to Biotech


Fintech Meets Banking: Navigating the Risks and Rewards of Hybrid Finance


Authored FAQs by Justin Kozak


Products liability insurance is rated based on several factors, including: • Product type: The nature and complexity of the product, as well as its potential for causing harm, significantly influence premiums. High-risk…

0 2 2 years ago Posted in Product Liability