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Authored articles
Guide to Short-Term Rental Insurance
What is Short-Term Rental Insurance and Why do you need it? Short term rentals aka short term vacation rentals are gaining popularity. Over 1 million homes and rooms are being rented out short-term in the U.S. This rapidly growing industry gives homeowners a way to earn some extra income and provides travelers with alternatives to
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What is Loss Payee and Lenders Loss Payable?
In the world of insurance, protecting assets and investments is paramount. Loss Payee and Lenders Loss Payable are two critical terms that come into play when third-party interests are involved. In this article, we will explore these concepts and how they relate to insurable risks.
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Active Shooter Coverage: What is it and Who Should Consider
Unfortunately, Active Shooter events continue to rise. We discuss how Active Assailant Coverage can help to respond to these tragic events.
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What does the California AB5 (gig economy) ruling mean for insurance?
California signed the AB5 (Gig Economy) ruling into law. This will have ramifications for the entire US insurance market, not just for CA.
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Commercial Crime Insurance Guide
Here’s the inside scoop on commercial crime insurance guide for startups and mid-level businesses. Learn the different types of commercial crimes and what crime insurance covers.
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Insurance Guide for Biotechnology Companies
Our guide to insurance for Biotechnology companies. What risks do Ag-biotech & Biopharma face? What policies do they need?
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Insurance for Autonomous Vehicles & Self-Driving Cars
While the future of autonomous vehicles is uncertain, the need for a new insurance strategy is clear.
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D&O Insurance for Canadian Cannabis Companies
Securing D&O Insurance for Canadian Cannabis Companies can be a tricky business. We break down the legal climate, risk management and what to look out for.
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How to Nail Business Insurance Renewals
Renewing commercial insurance can a tedious process. This guide will help you nail your insurance renewal to make it as easy, and cost-effective as possible.
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How to Choose a Commercial Insurance Broker
Cost may be a concern, but it should not be your primary concern. So what then should you look for when selecting a commercial broker?
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Understanding Certificates of Insurance (COIs)
Everything you need to know about Certificates of Insurance (COIs)!
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Guide to Host Insurance for Home Sharing Platforms
Host Insurance guide for home sharing and vacation rental platforms. What it covers and how it improves customer acquisition and brand loyalty.
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Expanding to the US? Use a Local Insurance Broker
Expanding to US? Find out why using local insurance broker can save you some big headaches.
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Answered: Independent Contractor (1099) or W2 Employee?
Determining what type of labor to use W2 (full time) or 1099 (independent contractors) can be confusing. We break down how to classify your employees, the impact of recent court rulings and how to decide what’s best for your business.
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Top 6 Forms of Social Engineering & How to Protect Your Business
Many implement the latest antivirus software, data encryption protocols, and firewalls. But what happens if malware is introduced into the system from inside? i.e. by an employee
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Understanding Insurance Audits
The word “audit” is intimidating but in the insurance world it’s nothing to worry about! In this post, we look at what insurance audits are, why carriers need to perform them and how you can prepare so you’re not caught off guard.
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What’s the Right Insurance for an ICO?
Uncertainty in the ICO space is leading entrepreneurs to wonder how they can protect themselves from risk. Can these companies get insurance for an ICO like they can for other parts of their business? (Spoiler alert: yes they can)
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5 Facts Startups Need to Know About the GDPR
Any business that comes in contact with EU citizens will have to follow new rules as of May of this year. The General Data Protection Regulation (GDPR), passed by EU Parliament in April 2016, directly impacts businesses in the US, EU and elsewhere. Its purpose is to set uniform standards for data protection and prevent
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Growing Concerns About Cybersecurity in Dating Apps
The digital age has made it easier than ever to connect with potential partners through dating apps. However, the convenience and popularity of these apps have also made them a target for cybercriminals. Recent reports have revealed vulnerabilities in some popular dating apps, raising concerns about user privacy and security. What Lessons Can Other Businesses
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The 3 Most Important Facts About IP Insurance for Startups
Too many companies ignore one of the most common legal risks out there: intellectual property (IP) infringement. In past posts, we’ve talked about the high frequency of IP litigation as well as the dangers posed by patent trolls. But let’s keep it simple — what do you need to know? There are a few important
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Insurance 101: what’s a retention?
Ever feel like reading your policy creates more questions than it answers? You’re not alone. Insurance is filled with jargon. While there’s good reason for your insurance policy being a 100+ page monster filled with a dizzying web of definitions and exclusions, the ‘why‘ doesn’t really matter to most people…they just want to know what’s
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What You Need to Know About Insurance When You Sell Your Company
The goal of so many high growth startups today is “the exit.” Big companies are happy to meet this demand. They’re looking to expand market share or improve their product and an efficient solution has been snapping up these startups. Experts believe this trend will only accelerate over the next year. While there’s an understandable
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