What is Loss Payee and Lenders Loss Payable?
In the world of insurance, protecting assets and investments is paramount. Loss Payee and Lenders Loss Payable are two critical terms that come into play when third-party interests are involved. In this article, we will explore these concepts and how they relate to insurable risks. What is a... November 29 • General Liability • Property • Risk Management5 Policies to Help Skyrocket Your On-Demand Company
Mid-market companies face unique risks as they evolve and grow, especially emerging on-demands. These policies can help to skyrocket your on-demand company.
7 Questions to Ask Before Renewing Your Restaurant Insurance
Before renewing your restaurant insurance policy, it’s vital for franchise owners to review commonly overlooked business dynamics. Here’s the inside scoop.
Guide to S-1 Filings for Mid-Market Companies
Understanding how to navigate S-1 filings for mid-market companies can be tricky, especially if this is all new to your team. Here’s a detailed guide!
Risk Management Tips Before Going Public
Here are risk management tips for mid-market companies to consider before going public.
The Complete Guide to Commercial Insurance Endorsements
Learn how commercial insurance endorsements provide customized coverage for you. Understand how the insurance endorsement types can empower your business.
How to Nail Business Insurance Renewals
Renewing commercial insurance can a tedious process. This guide will help you nail your insurance renewal to make it as easy, and cost-effective as possible.
I Signed, Now What? Understanding Insurance Subjectivities
Often referred to as the “pitfalls” of a quote, insurance subjectivities are certain conditions you must follow to ensure the coverage you need.
How to Choose a Commercial Insurance Broker
Cost may be a concern, but it should not be your primary concern. So what then should you look for when selecting a commercial broker?
Understanding Certificates of Insurance (COIs)
Everything you need to know about Certificates of Insurance (COIs)!
Robobroking: What you need to know about automated insurance brokers
Online brokers using automation and AI make it easier than ever to get commercial insurance. But how do you know if they’re right for your business?
How to generate revenue & funding with insurance
How do you turn a cost center into a revenue engine? We discuss how high-growth companies can get this done with right Insurance. (via TechCrunch)
Expanding to the US? Use a local insurance broker
Expanding to US? Find out why using local insurance broker can save you some big headaches.
How do companies protect traveling employees?
Technology may be breaking down geographic barriers but that doesn’t mean sending your employees overseas is getting any safer. Businesses whose employees travel internationally are familiar with these risks. But how do they protect traveling employees? Every company faces unique challenges, yet certain risks are ubiquitous across industries. We’ll delve into why these risks matter
Errors and Omissions Risks Checklist for Startups
We track down Tech Errors and Omissions policies for the majority of the companies we work with. It’s extremely important coverage for anyone leveraging technology or social media, which most startups constantly do. Even using things as simple as AWS or Facebook login can expose your company to a lawsuit, and in a fast-paced,
Insurance 101: what’s a retention?
Ever feel like reading your policy creates more questions than it answers? You’re not alone. Insurance is filled with jargon. While there’s good reason for your insurance policy being a 100+ page monster filled with a dizzying web of definitions and exclusions, the ‘why‘ doesn’t really matter to most people…they just want to know what’s
Startup Risk Tips: Optimizing your Insurance Policies
Insurance should be seen as more of an investment than a cost, but given the busy and chaotic lives of Founders, it sometimes becomes a check-the-box activity. When utilized properly, companies can get value from their policies well beyond that generated by a “set it and forget it” approach. Here are a few tips to optimize your insurance
What you need to know about insurance when you sell your company
The goal of so many high growth startups today is “the exit.” Big companies are happy to meet this demand. They’re looking to expand market share or improve their product and an efficient solution has been snapping up these startups. Experts believe this trend will only accelerate over the next year. While there’s an understandable tendency
What we do that your health and benefits broker probably doesn’t
A lot of people will tell you how happy they are with their current health and benefits broker and rave about how fantastic of a job they’re doing. Still the question remains: “is he really doing the best job he possibly can?” These same people will claim how their broker is the nicest guy in
The Top 5 Business Insurance Requirements from Landlords, Clients, and Investors
Dealing with Business Insurance Requirements from Landlords, Clients, and Investors We see all kinds of business insurance requirements (and coverage change requests) from our clients’ landlords, clients, investors, business partners, and more. These requests are processed by creating an “endorsement” on the policy that puts the change into effect. From a location change to adding a
Business Insurance Package Policies & How They Benefit Startups
Choosing commercial insurance can be daunting. You want your company to be properly protected, but you don’t want to break the bank. Luckily, that’s why business insurance package policies exist! Insurance carriers frequently bundle various coverage types together, providing a cost-effective approach compared to acquiring them individually. This strategy not only keeps expenses in check
How Insurance Companies Measure Payroll (and Bill You For It)
Payroll is payroll, right? If you’re a growing business operating in the 21st century, you’ve most likely read about or experienced the importance of separating salaried employees from 1099 workers (Independent Contractors). If you’re less well-read on the subject, bottom line is this: at the end of the year, your workers compensation insurance carrier will “audit”